Sep, 30, 2025 — ALLIANCE NIAGARA FEDERAL CREDIT UNION is a federal credit union headquartered in SANBORN, NY with 1 branch location and about $22.86 million in total assets. Opened 59 years ago in 1967, ALLIANCE NIAGARA FEDERAL CREDIT UNION has about 1,139 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALLIANCE NIAGARA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3111 Saunders Settlement Rd SANBORN, NY 14132 |
| Phone: | (716) 614-6445 |
| Fax: | |
| Website: | https://www.allianceniagara.com |
| Branches: | 1 branch locations |
| Members: | 1,139 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18409 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $22,857,271 |
| CEO/Manager: | Nancy Sweeney |
| Chairperson: | Judy Johnston |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,634,933 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,959,574 |
| Unsecured Loans | 852,447 |
| Other Loans | 3,282,490 |
| TOTAL LOANS | 8,094,510 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -55,139 |
| Land And Building | 0 |
| Other Fixed Assets | 55,767 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 196,983 |
| All Other Assets | 0 |
| TOTAL ASSETS | 22,857,271 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 20,417 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,341,260 |
| Regular shares | 11,436,811 |
| All Other Shares & Deposits | 5,255,327 |
| TOTAL SHARES & DEPOSITS | 21,033,398 |
| TOTAL LIABILITIES | 21,053,815 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,803,456 |
| TOTAL EQUITY | 1,803,456 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 22,857,271 |
| INCOME & EXPENSE | |
| Loan Income | 333,509 |
| Investment Income | 278,236 |
| Other Income | 9,828 |
| Total Employee Compensation & Benefits | 192,213 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 162,129 |
| Non-operating Income & (Expense) | 7,188 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 183,135 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 91,284 |
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