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NIAGARA FALLS A F FEDERAL CREDIT UNION

Mar, 31, 2022 — NIAGARA FALLS A F FEDERAL CREDIT UNION is a federal credit union headquartered in NIAGARA FALLS, NY with 0 branch location and about $19.60 million in total assets. Opened 67 years ago in 1955, NIAGARA FALLS A F FEDERAL CREDIT UNION has about 1,870 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NIAGARA FALLS A F FEDERAL CREDIT UNION
Address:
(Main Office)
2420 Olmstead St
NIAGARA FALLS, NY 14304-5066
Phone:(716) 297-4034
Fax:(716) 297-1223
Website:http://www.niagarafallsafcu.com
Branches:0 branch locations
Members:1,870
Credit Union Type:Federal Credit Union
Charter Number:10613
Membership Type:Military
Corporate Credit Union:No
Year Opened:1955
Last Audited:Feb 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$19,598,427
CEO/Manager:Melissa C Trosterud
Chairperson:Brian A Waite

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 254,925
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,861,731
 Unsecured Loans 1,032,891
 Other Loans 2,940,271
 TOTAL LOANS 6,822,650
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -62,436
 Land And Building 0
 Other Fixed Assets 32
 NCUSIF Deposit 152,690
 All Other Assets 0
  TOTAL ASSETS 19,598,427
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 21,747
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,943,871
 Regular shares 10,704,454
 All Other Shares & Deposits 3,670,383
  TOTAL SHARES & DEPOSITS 17,318,708
  TOTAL LIABILITIES 17,340,455
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 2,257,972
  TOTAL EQUITY 2,257,972
  TOTAL LIABILITIES, SHARES, & EQUITY 19,598,427
INCOME & EXPENSE  
 Loan Income 78,205
 Investment Income 40,500
 Other Income 39,991
 Total Employee Compensation & Benefits 72,138
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 51,759
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 5,551
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 29,248
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