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NIAGARA FALLS A F FEDERAL CREDIT UNION

Dec, 31, 2023 — NIAGARA FALLS A F FEDERAL CREDIT UNION is a federal credit union headquartered in NIAGARA FALLS, NY with 0 branch location and about $20.43 million in total assets. Opened 69 years ago in 1955, NIAGARA FALLS A F FEDERAL CREDIT UNION has about 1,716 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NIAGARA FALLS A F FEDERAL CREDIT UNION
Address:
(Main Office)
2420 Olmstead St
NIAGARA FALLS, NY 14304-5066
Phone:(716) 297-4034
Fax:(716) 297-1223
Website:https://www.niagarafallsafcu.com
Branches:0 branch locations
Members:1,716
Credit Union Type:Federal Credit Union
Charter Number:10613
Membership Type:Military
Corporate Credit Union:No
Year Opened:1955
Last Audited:Dec 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$20,430,639
CEO/Manager:Adrienne Mitchell
Chairperson:Brian A Waite

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 978,591
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,102,977
 Unsecured Loans 1,110,836
 Other Loans 3,683,039
 TOTAL LOANS 8,896,852
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -62,806
 Land And Building 0
 Other Fixed Assets 32
 NCUSIF Deposit 182,469
 All Other Assets 0
  TOTAL ASSETS 20,430,639
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 15,917
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,946,240
 Regular shares 10,649,205
 All Other Shares & Deposits 4,504,963
  TOTAL SHARES & DEPOSITS 18,100,408
  TOTAL LIABILITIES 18,116,325
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 2,314,314
  TOTAL EQUITY 2,314,314
  TOTAL LIABILITIES, SHARES, & EQUITY 20,430,639
INCOME & EXPENSE  
 Loan Income 429,762
 Investment Income 143,196
 Other Income 74,015
 Total Employee Compensation & Benefits 248,838
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 230,393
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 12,686
 Cost of Funds 136,219
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 18,837
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