Sep, 30, 2025 — NIAGARA-WHEATFIELD FEDERAL CREDIT UNION is a federal credit union headquartered in SANBORN, NY with 1 branch location and about $20.94 million in total assets. Opened 66 years ago in 1960, NIAGARA-WHEATFIELD FEDERAL CREDIT UNION has about 1,836 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NIAGARA-WHEATFIELD FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2346 SAUNDERS SETTLEMENT RD SANBORN, NY 14132 |
| Phone: | (716) 731-2632 |
| Fax: | (716) 731-7022 |
| Website: | https://www.nwfcuanytime.com |
| Branches: | 1 branch locations |
| Members: | 1,836 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14040 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $20,936,641 |
| CEO/Manager: | GREGORY S HUGHES |
| Chairperson: | LEE BRUSINO |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,348,605 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,843,477 |
| Unsecured Loans | 1,195,130 |
| Other Loans | 5,305,086 |
| TOTAL LOANS | 10,343,693 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -77,538 |
| Land And Building | 33,398 |
| Other Fixed Assets | 54,193 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 192,318 |
| All Other Assets | 0 |
| TOTAL ASSETS | 20,936,641 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 12,429 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,103,334 |
| Regular shares | 14,571,182 |
| All Other Shares & Deposits | 131,262 |
| TOTAL SHARES & DEPOSITS | 18,805,778 |
| TOTAL LIABILITIES | 18,818,207 |
| Regular Reserve | 0 |
| Other Reserves | -8,947 |
| Undivided Earnings | 2,127,381 |
| TOTAL EQUITY | 2,118,434 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 20,936,641 |
| INCOME & EXPENSE | |
| Loan Income | 372,971 |
| Investment Income | 195,189 |
| Other Income | 11,460 |
| Total Employee Compensation & Benefits | 227,428 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 160,470 |
| Non-operating Income & (Expense) | 4,822 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 15,421 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 181,123 |
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