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SAINT JOHN A M E FEDERAL CREDIT UNION

Dec, 31, 2023 — SAINT JOHN A M E FEDERAL CREDIT UNION is a federal credit union headquartered in NIAGARA FALLS, NY with 1 branch location and about $199,957 in total assets. Opened 56 years ago in 1968, SAINT JOHN A M E FEDERAL CREDIT UNION has about 170 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SAINT JOHN A M E FEDERAL CREDIT UNION
Address:
(Main Office)
917 GARDEN AVE
NIAGARA FALLS, NY 14305-2446
Phone:(716) 285-6432
Fax:(716) 285-4443
Website:n/a
Branches:1 branch locations
Members:170
Credit Union Type:Federal Credit Union
Charter Number:18528
Membership Type:Associational - Religious, other than those designated 'low-income'
Corporate Credit Union:No
Year Opened:1968
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$199,957
CEO/Manager:Ann R Palmer
Chairperson:Ruby D McCoy

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 76,024
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 69,650
 Other Loans 25,213
 TOTAL LOANS 94,863
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,439
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 1,800
 All Other Assets 0
  TOTAL ASSETS 199,957
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 716
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 149,871
 All Other Shares & Deposits 20,000
  TOTAL SHARES & DEPOSITS 169,871
  TOTAL LIABILITIES 170,587
 Regular Reserve 0
 Other Reserves 3,175
 Undivided Earnings 26,195
  TOTAL EQUITY 29,370
  TOTAL LIABILITIES, SHARES, & EQUITY 199,957
INCOME & EXPENSE  
 Loan Income 8,795
 Investment Income 1,284
 Other Income 238
 Total Employee Compensation & Benefits 0
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 8,058
 Non-operating Income & (Expense) 380
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 150
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,489
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