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SAINT JOHN A M E FEDERAL CREDIT UNION

Mar, 31, 2021 — SAINT JOHN A M E FEDERAL CREDIT UNION is a federal credit union headquartered in NIAGARA FALLS, NY with 1 branch location and about $206,641 in total assets. Opened 53 years ago in 1968, SAINT JOHN A M E FEDERAL CREDIT UNION has about 173 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SAINT JOHN A M E FEDERAL CREDIT UNION
Address:
(Main Office)
917 GARDEN AVE
NIAGARA FALLS, NY 14305-2446
Phone:(716) 285-6432
Fax:(716) 285-4443
Website:n/a
Branches:1 branch locations
Members:173
Credit Union Type:Federal Credit Union
Charter Number:18528
Membership Type:Associational - Religious, other than those designated 'low-income'
Corporate Credit Union:No
Year Opened:1968
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$206,641
CEO/Manager:Ann R Palmer
Chairperson:Ruby D McCoy

Call Report

  • Credit Builder
  • Risk Based Loans

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 81,082
TOTAL INVESTMENTS 26,179
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 61,033
 Other Loans 37,509
 TOTAL LOANS 98,542
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -4,576
 Land And Building 0
 Other Fixed Assets 1,934
 NCUSIF Deposit 1,620
 All Other Assets 1,860
  TOTAL ASSETS 206,641
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,005
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 162,270
 All Other Shares & Deposits 20,000
  TOTAL SHARES & DEPOSITS 182,270
  TOTAL LIABILITIES 183,275
 Regular Reserve 3,175
 Other Reserves 0
 Undivided Earnings 20,191
  TOTAL EQUITY 23,366
  TOTAL LIABILITIES, SHARES, & EQUITY 206,641
INCOME & EXPENSE  
 Loan Income 2,241
 Investment Income 106
 Other Income 23
 Total Employee Compensation & Benefits 0
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,948
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 0
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 422
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