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LEWISTON PORTER FEDERAL CREDIT UNION

Dec, 31, 2020 — LEWISTON PORTER FEDERAL CREDIT UNION is a federal credit union headquartered in YOUNGSTOWN, NY with 1 branch location and about $14.13 million in total assets. Opened 65 years ago in 1956, LEWISTON PORTER FEDERAL CREDIT UNION has about 910 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LEWISTON PORTER FEDERAL CREDIT UNION
Address:
(Main Office)
4061 CREEK RD
YOUNGSTOWN, NY 14174
Phone:(716) 286-7293
Fax:(716) 754-9398
Website:http://www.lewistonporterfcu.com
Branches:1 branch locations
Members:910
Credit Union Type:Federal Credit Union
Charter Number:10728
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1956
Last Audited:Jul 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$14,127,840
CEO/Manager:KENNETH J STADLER
Chairperson:Janet Cirillo

Call Report

  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,468,566
TOTAL INVESTMENTS 5,939,500
Loans Held for Sale 0
 
 Real Estate Loans 3,717,576
 Unsecured Loans 421,352
 Other Loans 1,413,915
 TOTAL LOANS 5,552,843
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -39,605
 Land And Building 0
 Other Fixed Assets 25,426
 NCUSIF Deposit 107,926
 All Other Assets 73,184
  TOTAL ASSETS 14,127,840
LIABILITIES & CAPITAL:  
 Dividends Payable 21,977
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,109
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,196,842
 Regular shares 9,603,572
 All Other Shares & Deposits 1,829,862
  TOTAL SHARES & DEPOSITS 12,630,276
  TOTAL LIABILITIES 12,660,362
 Regular Reserve 122,495
 Other Reserves 0
 Undivided Earnings 1,344,983
  TOTAL EQUITY 1,467,478
  TOTAL LIABILITIES, SHARES, & EQUITY 14,127,840
INCOME & EXPENSE  
 Loan Income 237,245
 Investment Income 107,146
 Other Income 20,559
 Total Employee Compensation & Benefits 161,654
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 104,188
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 46,786
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 52,322
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