Sep, 30, 2025 — CHA-TEL FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 1 branch location and about $10.92 million in total assets. Opened 63 years ago in 1963, CHA-TEL FEDERAL CREDIT UNION has about 1,264 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHA-TEL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1500 Maccorkle Ave SE CHARLESTON, WV 25396 |
| Phone: | (304) 344-3330 |
| Fax: | (304) 344-2918 |
| Website: | https://www.chatelfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,264 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15935 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1963 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $10,919,789 |
| CEO/Manager: | Kimberly A Taylor |
| Chairperson: | Terry P Sanner |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,330,609 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 749,124 |
| Other Loans | 5,342,350 |
| TOTAL LOANS | 6,091,474 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -77,291 |
| Land And Building | 0 |
| Other Fixed Assets | 8,743 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 92,501 |
| All Other Assets | 0 |
| TOTAL ASSETS | 10,919,789 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,086 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,587,663 |
| Regular shares | 4,953,260 |
| All Other Shares & Deposits | 2,856,153 |
| TOTAL SHARES & DEPOSITS | 9,397,076 |
| TOTAL LIABILITIES | 9,403,162 |
| Regular Reserve | 0 |
| Other Reserves | 284,306 |
| Undivided Earnings | 1,232,321 |
| TOTAL EQUITY | 1,516,627 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 10,919,789 |
| INCOME & EXPENSE | |
| Loan Income | 285,979 |
| Investment Income | 119,839 |
| Other Income | 23,445 |
| Total Employee Compensation & Benefits | 116,259 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 248,997 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 92,842 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 18,499 |
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