Sep, 30, 2025 — WESTSIDE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CHURCHVILLE, NY with 1 branch location and about $25.11 million in total assets. Opened 64 years ago in 1962, WESTSIDE COMMUNITY FEDERAL CREDIT UNION has about 1,853 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WESTSIDE COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 125 E Buffalo St CHURCHVILLE, NY 14428-9704 |
| Phone: | (585) 293-3840 |
| Fax: | (585) 293-9350 |
| Website: | https://www.wscfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,853 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15324 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $25,113,690 |
| CEO/Manager: | Tiffany Cooper |
| Chairperson: | Ann Maher |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,706,779 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,195,241 |
| Unsecured Loans | 126,371 |
| Other Loans | 5,031,864 |
| TOTAL LOANS | 13,353,476 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -55,288 |
| Land And Building | 378,278 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 214,238 |
| All Other Assets | 0 |
| TOTAL ASSETS | 25,113,690 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 5,648 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 95,916 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,360,850 |
| Regular shares | 18,378,607 |
| All Other Shares & Deposits | 708,762 |
| TOTAL SHARES & DEPOSITS | 22,448,219 |
| TOTAL LIABILITIES | 22,549,783 |
| Regular Reserve | 0 |
| Other Reserves | 158,707 |
| Undivided Earnings | 2,405,200 |
| TOTAL EQUITY | 2,563,907 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 25,113,690 |
| INCOME & EXPENSE | |
| Loan Income | 437,515 |
| Investment Income | 299,001 |
| Other Income | 10,255 |
| Total Employee Compensation & Benefits | 189,794 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 149,082 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 52,295 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 360,549 |
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