Sep, 30, 2025 — WV NATIONAL GUARD FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 1 branch location and about $51.17 million in total assets. Opened 67 years ago in 1959, WV NATIONAL GUARD FEDERAL CREDIT UNION has about 1,840 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WV NATIONAL GUARD FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1512 Coonskin Dr CHARLESTON, WV 25311-1022 |
| Phone: | (304) 342-2422 |
| Fax: | (394) 342-3364 |
| Website: | https://www.wvngfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,840 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12938 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Oct 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $51,172,409 |
| CEO/Manager: | Emily N Green |
| Chairperson: | Billy E King |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,995,688 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,790,866 |
| Unsecured Loans | 1,731,001 |
| Other Loans | 18,479,115 |
| TOTAL LOANS | 27,000,982 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -200,751 |
| Land And Building | 461,560 |
| Other Fixed Assets | 125,524 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 393,511 |
| All Other Assets | 9,160 |
| TOTAL ASSETS | 51,172,409 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 88,827 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,764,787 |
| Regular shares | 14,146,784 |
| All Other Shares & Deposits | 27,016,437 |
| TOTAL SHARES & DEPOSITS | 43,928,008 |
| TOTAL LIABILITIES | 44,016,835 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 7,155,574 |
| TOTAL EQUITY | 7,155,574 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 51,172,409 |
| INCOME & EXPENSE | |
| Loan Income | 1,087,313 |
| Investment Income | 568,126 |
| Other Income | 47,775 |
| Total Employee Compensation & Benefits | 326,226 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 427,172 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 607,535 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 518,132 |
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