Dec, 31, 2023 — HARRISON COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in NUTTER FORT, WV with 1 branch location and about $16.30 million in total assets. Opened 57 years ago in 1967, HARRISON COUNTY FEDERAL CREDIT UNION has about 1,755 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HARRISON COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 315 Buckhannon Pike NUTTER FORT, WV 26301 |
| Phone: | (304) 622-3780 |
| Fax: | (304) 622-1230 |
| Website: | https://harrisoncountyfcu.net |
| Branches: | 1 branch locations |
| Members: | 1,755 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18254 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Aug 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $16,296,964 |
| CEO/Manager: | Brean Cantrell |
| Chairperson: | Danny Paugh |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,803,872 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 253,737 |
| Other Loans | 5,174,538 |
| TOTAL LOANS | 5,428,275 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -70,694 |
| Land And Building | 202,283 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 147,323 |
| All Other Assets | 0 |
| TOTAL ASSETS | 16,296,964 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,267 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,913,950 |
| Regular shares | 11,726,023 |
| All Other Shares & Deposits | 130,596 |
| TOTAL SHARES & DEPOSITS | 13,770,569 |
| TOTAL LIABILITIES | 13,777,836 |
| Regular Reserve | 0 |
| Other Reserves | 343,618 |
| Undivided Earnings | 2,175,510 |
| TOTAL EQUITY | 2,519,128 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 16,296,964 |
| INCOME & EXPENSE | |
| Loan Income | 215,187 |
| Investment Income | 256,234 |
| Other Income | 17,349 |
| Total Employee Compensation & Benefits | 205,623 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 187,061 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,175 |
| Cost of Funds | 12,322 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 83,130 |
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