Dec, 31, 2023 — CLARKSBURG AREA POSTAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in CLARKSBURG, WV with 1 branch location and about $16.27 million in total assets. Opened 77 years ago in 1947, CLARKSBURG AREA POSTAL EMPLOYEES FEDERAL CREDIT UNION has about 1,245 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CLARKSBURG AREA POSTAL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 323 E Pike St CLARKSBURG, WV 26301 |
| Phone: | (304) 623-4794 |
| Fax: | (304) 622-3407 |
| Website: | https://www.capecu.com |
| Branches: | 1 branch locations |
| Members: | 1,245 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24841 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1947 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $16,266,453 |
| CEO/Manager: | Wendy G White |
| Chairperson: | John J Pokrzywa |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 273,487 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,678,166 |
| Unsecured Loans | 692,835 |
| Other Loans | 3,808,537 |
| TOTAL LOANS | 7,179,538 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -81,904 |
| Land And Building | 1,046,939 |
| Other Fixed Assets | 26,448 |
| NCUSIF Deposit | 161,576 |
| All Other Assets | 0 |
| TOTAL ASSETS | 16,266,453 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 200,000 |
| Accounts Payable & Other Liabilities | 48,107 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,552,944 |
| Regular shares | 7,846,621 |
| All Other Shares & Deposits | 5,332,913 |
| TOTAL SHARES & DEPOSITS | 14,732,478 |
| TOTAL LIABILITIES | 14,980,585 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,285,868 |
| TOTAL EQUITY | 1,285,868 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 16,266,453 |
| INCOME & EXPENSE | |
| Loan Income | 426,199 |
| Investment Income | 89,959 |
| Other Income | 83,040 |
| Total Employee Compensation & Benefits | 192,702 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 355,952 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 12,423 |
| Cost of Funds | 67,171 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -21,214 |
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