Dec, 31, 2021 — CLARKSBURG AREA POSTAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in CLARKSBURG, WV with 1 branch location and about $19.04 million in total assets. Opened 75 years ago in 1947, CLARKSBURG AREA POSTAL EMPLOYEES FEDERAL CREDIT UNION has about 1,263 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CLARKSBURG AREA POSTAL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 323 E Pike St CLARKSBURG, WV 26301 |
| Phone: | (304) 623-4794 |
| Fax: | (304) 622-3407 |
| Website: | http://www.capecu.com |
| Branches: | 1 branch locations |
| Members: | 1,263 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24841 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1947 |
| Last Audited: | Aug 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $19,044,114 |
| CEO/Manager: | Wendy G White |
| Chairperson: | John J Pokrzywa |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,149,839 |
| TOTAL INVESTMENTS | 9,164,085 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,322,414 |
| Unsecured Loans | 658,758 |
| Other Loans | 2,476,963 |
| TOTAL LOANS | 6,458,135 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -58,909 |
| Land And Building | 1,100,238 |
| Other Fixed Assets | 20,800 |
| NCUSIF Deposit | 145,111 |
| All Other Assets | 64,815 |
| TOTAL ASSETS | 19,044,114 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 47,775 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,704,736 |
| Regular shares | 10,084,827 |
| All Other Shares & Deposits | 5,887,123 |
| TOTAL SHARES & DEPOSITS | 17,676,686 |
| TOTAL LIABILITIES | 17,724,461 |
| Regular Reserve | 602,304 |
| Other Reserves | 0 |
| Undivided Earnings | 717,349 |
| TOTAL EQUITY | 1,319,653 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 19,044,114 |
| INCOME & EXPENSE | |
| Loan Income | 379,315 |
| Investment Income | 99,168 |
| Other Income | 84,808 |
| Total Employee Compensation & Benefits | 194,431 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 349,640 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 24,477 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 9,462 |
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