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HOME FEDERAL CREDIT UNION

Mar, 31, 2021 — HOME FEDERAL CREDIT UNION is a federal credit union headquartered in Clarksburg, WV with 2 branch locations and about $34.26 million in total assets. Opened 71 years ago in 1950, HOME FEDERAL CREDIT UNION has about 2,973 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251578705
Name:HOME FEDERAL CREDIT UNION
Address:
(Main Office)
131 W Pike St
Clarksburg, WV 26301
Phone:(304) 623-6800
Fax:
Website:https://www.homefcu.org
Branches:2 branch locations
Members:2,973
Credit Union Type:Federal Credit Union
Charter Number:6674
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1950
Last Audited:Feb 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$34,261,078
CEO/Manager:Natisha K Swiger
Chairperson:Gerald G Workman

Call Report

  • Credit Builder
  • Real Estate Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,496,456
TOTAL INVESTMENTS 10,070,131
Loans Held for Sale 0
 
 Real Estate Loans 6,061,930
 Unsecured Loans 965,673
 Other Loans 12,007,159
 TOTAL LOANS 19,034,762
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -114,634
 Land And Building 444,050
 Other Fixed Assets 40,286
 NCUSIF Deposit 230,847
 All Other Assets 59,180
  TOTAL ASSETS 34,261,078
LIABILITIES & CAPITAL:  
 Dividends Payable 11,741
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 104,665
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,415,034
 Regular shares 19,804,831
 All Other Shares & Deposits 3,174,331
  TOTAL SHARES & DEPOSITS 29,394,196
  TOTAL LIABILITIES 29,510,602
 Regular Reserve 574,331
 Other Reserves 0
 Undivided Earnings 4,176,145
  TOTAL EQUITY 4,750,476
  TOTAL LIABILITIES, SHARES, & EQUITY 34,261,078
INCOME & EXPENSE  
 Loan Income 200,405
 Investment Income 35,089
 Other Income 19,976
 Total Employee Compensation & Benefits 118,304
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 144,372
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 13,399
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 18,921
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