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HOME FEDERAL CREDIT UNION

Dec, 31, 2021 — HOME FEDERAL CREDIT UNION is a federal credit union headquartered in CLARKSBURG, WV with 2 branch locations and about $34.47 million in total assets. Opened 72 years ago in 1950, HOME FEDERAL CREDIT UNION has about 2,971 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251578705
Name:HOME FEDERAL CREDIT UNION
Address:
(Main Office)
131 W Pike St
CLARKSBURG, WV 26301
Phone:(304) 623-6800
Fax:
Website:https://www.homefcu.org
Branches:2 branch locations
Members:2,971
Credit Union Type:Federal Credit Union
Charter Number:6674
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1950
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$34,469,927
CEO/Manager:Natisha K Swiger
Chairperson:Kimberly Basnett

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,949,422
TOTAL INVESTMENTS 10,426,704
Loans Held for Sale 0
 
 Real Estate Loans 6,544,093
 Unsecured Loans 905,546
 Other Loans 12,947,302
 TOTAL LOANS 20,396,941
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -101,340
 Land And Building 435,344
 Other Fixed Assets 30,591
 NCUSIF Deposit 262,707
 All Other Assets 69,558
  TOTAL ASSETS 34,469,927
LIABILITIES & CAPITAL:  
 Dividends Payable 10,849
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 137,345
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,992,225
 Regular shares 20,379,263
 All Other Shares & Deposits 3,032,970
  TOTAL SHARES & DEPOSITS 29,404,458
  TOTAL LIABILITIES 29,552,652
 Regular Reserve 574,331
 Other Reserves 0
 Undivided Earnings 4,342,944
  TOTAL EQUITY 4,917,275
  TOTAL LIABILITIES, SHARES, & EQUITY 34,469,927
INCOME & EXPENSE  
 Loan Income 805,872
 Investment Income 178,060
 Other Income 91,664
 Total Employee Compensation & Benefits 447,757
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 573,992
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,000
 Cost of Funds 48,025
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 185,720
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