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National Credit Union Service Organization

CITY OF CLARKSBURG FEDERAL CREDIT UNION

Mar, 31, 2021 — CITY OF CLARKSBURG FEDERAL CREDIT UNION is a federal credit union headquartered in CLARKSBURG, WV with 1 branch location and about $11.90 million in total assets. Opened 61 years ago in 1960, CITY OF CLARKSBURG FEDERAL CREDIT UNION has about 970 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CITY OF CLARKSBURG FEDERAL CREDIT UNION
Address:
(Main Office)
101 S 4TH ST
CLARKSBURG, WV 26301
Phone:(304) 624-1678
Fax:(304) 624-0984
Website:n/a
Branches:1 branch locations
Members:970
Credit Union Type:Federal Credit Union
Charter Number:13426
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1960
Last Audited:Jan 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$11,896,031
CEO/Manager:CAROLE ARNETT
Chairperson:RANDY WAUGAMAN

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,515,252
TOTAL INVESTMENTS 1,488,351
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 470,718
 Other Loans 4,701,477
 TOTAL LOANS 5,172,195
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -77,258
 Land And Building 691,284
 Other Fixed Assets 2,147
 NCUSIF Deposit 91,875
 All Other Assets 12,185
  TOTAL ASSETS 11,896,031
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 6,031
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 7,695,810
 All Other Shares & Deposits 2,964,046
  TOTAL SHARES & DEPOSITS 10,659,856
  TOTAL LIABILITIES 10,665,887
 Regular Reserve 201,458
 Other Reserves 0
 Undivided Earnings 1,028,686
  TOTAL EQUITY 1,230,144
  TOTAL LIABILITIES, SHARES, & EQUITY 11,896,031
INCOME & EXPENSE  
 Loan Income 80,331
 Investment Income 2,592
 Other Income 0
 Total Employee Compensation & Benefits 33,122
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 25,684
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 55,549
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -30,221
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