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National Credit Union Service Organization

CITY OF CLARKSBURG FEDERAL CREDIT UNION

Dec, 31, 2020 — CITY OF CLARKSBURG FEDERAL CREDIT UNION is a federal credit union headquartered in CLARKSBURG, WV with 1 branch location and about $11.26 million in total assets. Opened 61 years ago in 1960, CITY OF CLARKSBURG FEDERAL CREDIT UNION has about 975 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CITY OF CLARKSBURG FEDERAL CREDIT UNION
Address:
(Main Office)
101 S 4TH ST
CLARKSBURG, WV 26301
Phone:(304) 624-1678
Fax:(304) 624-0984
Website:n/a
Branches:1 branch locations
Members:975
Credit Union Type:Federal Credit Union
Charter Number:13426
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1960
Last Audited:Jan 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$11,263,552
CEO/Manager:CAROLE ARNETT
Chairperson:RANDY WAUGAMAN

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,801,361
TOTAL INVESTMENTS 1,488,351
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 563,952
 Other Loans 4,689,725
 TOTAL LOANS 5,253,677
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -81,247
 Land And Building 695,122
 Other Fixed Assets 5,597
 NCUSIF Deposit 91,875
 All Other Assets 8,816
  TOTAL ASSETS 11,263,552
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 5,237
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 7,002,998
 All Other Shares & Deposits 2,994,952
  TOTAL SHARES & DEPOSITS 9,997,950
  TOTAL LIABILITIES 10,003,187
 Regular Reserve 201,458
 Other Reserves 0
 Undivided Earnings 1,058,907
  TOTAL EQUITY 1,260,365
  TOTAL LIABILITIES, SHARES, & EQUITY 11,263,552
INCOME & EXPENSE  
 Loan Income 316,126
 Investment Income 20,404
 Other Income 3,446
 Total Employee Compensation & Benefits 134,502
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 94,563
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 154,798
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -43,887
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