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National Credit Union Service Organization

CITY OF CLARKSBURG FEDERAL CREDIT UNION

Dec, 31, 2021 — CITY OF CLARKSBURG FEDERAL CREDIT UNION is a federal credit union headquartered in CLARKSBURG, WV with 1 branch location and about $11.86 million in total assets. Opened 62 years ago in 1960, CITY OF CLARKSBURG FEDERAL CREDIT UNION has about 962 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CITY OF CLARKSBURG FEDERAL CREDIT UNION
Address:
(Main Office)
101 S 4TH ST
CLARKSBURG, WV 26301
Phone:(304) 624-1678
Fax:(304) 624-0984
Website:n/a
Branches:1 branch locations
Members:962
Credit Union Type:Federal Credit Union
Charter Number:13426
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1960
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$11,862,952
CEO/Manager:CAROLE ARNETT
Chairperson:RANDY WAUGAMAN

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,081,878
TOTAL INVESTMENTS 1,492,091
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 440,033
 Other Loans 4,108,329
 TOTAL LOANS 4,548,362
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -48,591
 Land And Building 679,771
 Other Fixed Assets 0
 NCUSIF Deposit 99,980
 All Other Assets 9,461
  TOTAL ASSETS 11,862,952
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,652
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 9,770,467
 All Other Shares & Deposits 942,307
  TOTAL SHARES & DEPOSITS 10,712,774
  TOTAL LIABILITIES 10,716,426
 Regular Reserve 201,458
 Other Reserves 0
 Undivided Earnings 945,068
  TOTAL EQUITY 1,146,526
  TOTAL LIABILITIES, SHARES, & EQUITY 11,862,952
INCOME & EXPENSE  
 Loan Income 260,898
 Investment Income 13,119
 Other Income 1
 Total Employee Compensation & Benefits 143,645
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 91,452
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 10,000
 Cost of Funds 145,764
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -113,838
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