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U S EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — U S EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Fairmont, WV with 1 branch location and about $1.27 million in total assets. Opened 71 years ago in 1950, U S EMPLOYEES FEDERAL CREDIT UNION has about 149 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:U S EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
P O Box 885
Fairmont, WV 26555-0885
Phone:(304) 366-0910
Fax:
Website:n/a
Branches:1 branch locations
Members:149
Credit Union Type:Federal Credit Union
Charter Number:6672
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1950
Last Audited:Jul 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$1,266,992
CEO/Manager:James R Emerick
Chairperson:Brandy I Lanham

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 392,989
TOTAL INVESTMENTS 206,309
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 156,398
 Other Loans 495,580
 TOTAL LOANS 651,978
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,199
 Land And Building 0
 Other Fixed Assets 2,222
 NCUSIF Deposit 10,796
 All Other Assets 4,897
  TOTAL ASSETS 1,266,992
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,149
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 207,920
 All Other Shares & Deposits 922,923
  TOTAL SHARES & DEPOSITS 1,130,843
  TOTAL LIABILITIES 1,131,992
 Regular Reserve 60,000
 Other Reserves 0
 Undivided Earnings 75,000
  TOTAL EQUITY 135,000
  TOTAL LIABILITIES, SHARES, & EQUITY 1,266,992
INCOME & EXPENSE  
 Loan Income 10,088
 Investment Income 471
 Other Income 35
 Total Employee Compensation & Benefits 3,282
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,993
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 102
 Cost of Funds 3,237
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 0
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