Credit Unions Near Me
National Credit Union Service Organization

U S EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2021 — U S EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in FAIRMONT, WV with 1 branch location and about $1.23 million in total assets. Opened 72 years ago in 1950, U S EMPLOYEES FEDERAL CREDIT UNION has about 147 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:U S EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
331 Madison St
FAIRMONT, WV 26554-3124
Phone:(304) 366-0910
Fax:
Website:n/a
Branches:1 branch locations
Members:147
Credit Union Type:Federal Credit Union
Charter Number:6672
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1950
Last Audited:Jul 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$1,232,490
CEO/Manager:James R Emerick
Chairperson:Brandy I Lanham

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 190,902
TOTAL INVESTMENTS 406,309
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 126,795
 Other Loans 498,058
 TOTAL LOANS 624,853
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,534
 Land And Building 0
 Other Fixed Assets 1,045
 NCUSIF Deposit 11,220
 All Other Assets 1,695
  TOTAL ASSETS 1,232,490
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,816
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 296,673
 All Other Shares & Deposits 801,701
  TOTAL SHARES & DEPOSITS 1,098,374
  TOTAL LIABILITIES 1,100,190
 Regular Reserve 60,000
 Other Reserves 0
 Undivided Earnings 72,300
  TOTAL EQUITY 132,300
  TOTAL LIABILITIES, SHARES, & EQUITY 1,232,490
INCOME & EXPENSE  
 Loan Income 39,083
 Investment Income 1,886
 Other Income 150
 Total Employee Compensation & Benefits 14,190
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 15,348
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,362
 Cost of Funds 12,324
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -2,000
↑ Back to Top

Other Credit Unions

CITY OF FAIRMONT FEDERAL CREDIT UNION
500 Quincy ST
FAIRMONT, WV 26554
TRI AG W VA FEDERAL CREDIT UNION
1550 EARL L CORE RD STE 100
MORGANTOWN, WV 26505-5920
MARION COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION
1512 Mary Lou Retton Dr
FAIRMONT, WV 26554
HOPE FEDERAL CREDIT UNION
925 White Oaks Blvd.
BRIDGEPORT, WV 26330
UNITED HOSPITAL CENTER FEDERAL CREDIT UNION
327 Medical Park Dr
BRIDGEPORT, WV 26330-9006
MORGANTOWN A E S FEDERAL CREDIT UNION
1133 Van Voorhis Rd
MORGANTOWN, WV 26505
HOME FEDERAL CREDIT UNION
131 W Pike St
CLARKSBURG, WV 26301
CITY OF CLARKSBURG FEDERAL CREDIT UNION
101 S 4TH ST
CLARKSBURG, WV 26301
HARRISON COUNTY FEDERAL CREDIT UNION
315 Buckhannon Pike
NUTTER FORT, WV 26301
CLARKSBURG AREA POSTAL EMPLOYEES FEDERAL CREDIT UNION
323 E Pike St
CLARKSBURG, WV 26301