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NATRIUM EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — NATRIUM EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Proctor, WV with 1 branch location and about $10.27 million in total assets. Opened 37 years ago in 1984, NATRIUM EMPLOYEES FEDERAL CREDIT UNION has about 731 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NATRIUM EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 168
Proctor, WV 26055
Phone:(304) 455-6719
Fax:(304) 455-4881
Website:http://www.natriumefcu.com
Branches:1 branch locations
Members:731
Credit Union Type:Federal Credit Union
Charter Number:24090
Membership Type:Manufacturing - Chemicals
Corporate Credit Union:No
Year Opened:1984
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$10,265,104
CEO/Manager:Erin Boggs
Chairperson:Sue Hafer

Call Report

  • ATM/Debit Card Program
  • Check Cashing

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,338,123
TOTAL INVESTMENTS 4,653,934
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 607,903
 Other Loans 3,565,876
 TOTAL LOANS 4,173,779
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -17,317
 Land And Building 1
 Other Fixed Assets 1
 NCUSIF Deposit 83,631
 All Other Assets 32,952
  TOTAL ASSETS 10,265,104
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 18,457
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,701,115
 Regular shares 7,594,581
 All Other Shares & Deposits 67,448
  TOTAL SHARES & DEPOSITS 9,363,144
  TOTAL LIABILITIES 9,381,601
 Regular Reserve 292,595
 Other Reserves 0
 Undivided Earnings 590,908
  TOTAL EQUITY 883,503
  TOTAL LIABILITIES, SHARES, & EQUITY 10,265,104
INCOME & EXPENSE  
 Loan Income 41,118
 Investment Income 14,925
 Other Income 2,090
 Total Employee Compensation & Benefits 30,248
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 24,769
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 2,089
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,734
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