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NATRIUM EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2021 — NATRIUM EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in PROCTOR, WV with 1 branch location and about $11.42 million in total assets. Opened 38 years ago in 1984, NATRIUM EMPLOYEES FEDERAL CREDIT UNION has about 785 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NATRIUM EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
15710 Energy Rd
PROCTOR, WV 26055-1302
Phone:(304) 455-6719
Fax:(304) 455-4881
Website:http://www.natriumefcu.com
Branches:1 branch locations
Members:785
Credit Union Type:Federal Credit Union
Charter Number:24090
Membership Type:Manufacturing - Chemicals
Corporate Credit Union:No
Year Opened:1984
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$11,419,701
CEO/Manager:Erin Boggs
Chairperson:Sue Hafer

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,585,251
TOTAL INVESTMENTS 5,403,693
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 734,910
 Other Loans 3,597,602
 TOTAL LOANS 4,332,512
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -17,317
 Land And Building 1
 Other Fixed Assets 3,449
 NCUSIF Deposit 89,196
 All Other Assets 22,916
  TOTAL ASSETS 11,419,701
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 11,615
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,930,319
 Regular shares 8,494,145
 All Other Shares & Deposits 67,741
  TOTAL SHARES & DEPOSITS 10,492,205
  TOTAL LIABILITIES 10,503,820
 Regular Reserve 292,595
 Other Reserves 0
 Undivided Earnings 623,286
  TOTAL EQUITY 915,881
  TOTAL LIABILITIES, SHARES, & EQUITY 11,419,701
INCOME & EXPENSE  
 Loan Income 170,297
 Investment Income 76,508
 Other Income 8,914
 Total Employee Compensation & Benefits 120,022
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 108,435
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 9,001
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 37,114
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