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UNITED NEIGHBORS FEDERAL CREDIT UNION

Mar, 31, 2021 — UNITED NEIGHBORS FEDERAL CREDIT UNION is a federal credit union headquartered in Watertown, NY with 1 branch location and about $4.57 million in total assets. Opened 67 years ago in 1954, UNITED NEIGHBORS FEDERAL CREDIT UNION has about 926 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221375200
Name:UNITED NEIGHBORS FEDERAL CREDIT UNION
Address:
(Main Office)
605 Coffeen St
Watertown, NY 13601-2412
Phone:(315) 782-6476
Fax:(315) 782-6930
Website:http://unitedneighborsfcu.com
Branches:1 branch locations
Members:926
Credit Union Type:Federal Credit Union
Charter Number:9478
Membership Type:Multiple common bond - Primarily other manufacturing
Corporate Credit Union:No
Year Opened:1954
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$4,565,234
CEO/Manager:Leslie A Bush
Chairperson:Corey Decillis

Call Report

  • Credit Builder
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,665,882
TOTAL INVESTMENTS 646,042
Loans Held for Sale 0
 
 Real Estate Loans 168,403
 Unsecured Loans 395,510
 Other Loans 1,594,319
 TOTAL LOANS 2,158,232
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -24,096
 Land And Building 0
 Other Fixed Assets 49,308
 NCUSIF Deposit 40,186
 All Other Assets 29,680
  TOTAL ASSETS 4,565,234
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,911
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 816,348
 Regular shares 2,698,811
 All Other Shares & Deposits 768,936
  TOTAL SHARES & DEPOSITS 4,284,095
  TOTAL LIABILITIES 4,287,006
 Regular Reserve 201,184
 Other Reserves 0
 Undivided Earnings 77,044
  TOTAL EQUITY 278,228
  TOTAL LIABILITIES, SHARES, & EQUITY 4,565,234
INCOME & EXPENSE  
 Loan Income 40,918
 Investment Income 1,088
 Other Income 5,345
 Total Employee Compensation & Benefits 27,475
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 33,157
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -7,397
 Cost of Funds 1,944
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -7,650
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