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WATERTOWN POSTAL FEDERAL CREDIT UNION

Dec, 31, 2023 — WATERTOWN POSTAL FEDERAL CREDIT UNION is a federal credit union headquartered in WATERTOWN, NY with 1 branch location and about $6.26 million in total assets. Opened 75 years ago in 1949, WATERTOWN POSTAL FEDERAL CREDIT UNION has about 533 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WATERTOWN POSTAL FEDERAL CREDIT UNION
Address:
(Main Office)
232 COMMERCE PARK DR
WATERTOWN, NY 13601
Phone:(315) 788-4163
Fax:(315) 786-1563
Website:https://watertownpostalfcu.org
Branches:1 branch locations
Members:533
Credit Union Type:Federal Credit Union
Charter Number:6112
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1949
Last Audited:Oct 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$6,263,487
CEO/Manager:KELLY A DONNELLY
Chairperson:RICHARD A DAVIS

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 369,000
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 445,313
 Other Loans 2,711,911
 TOTAL LOANS 3,157,224
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -49,591
 Land And Building 0
 Other Fixed Assets 2,087
 NCUSIF Deposit 65,335
 All Other Assets 0
  TOTAL ASSETS 6,263,487
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 50,766
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 5,531,850
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 5,531,850
  TOTAL LIABILITIES 5,582,616
 Regular Reserve 0
 Other Reserves 88,447
 Undivided Earnings 592,424
  TOTAL EQUITY 680,871
  TOTAL LIABILITIES, SHARES, & EQUITY 6,263,487
INCOME & EXPENSE  
 Loan Income 130,231
 Investment Income 57,444
 Other Income 0
 Total Employee Compensation & Benefits 52,113
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 48,888
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 24,860
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 61,814
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