Jun, 30, 2024 — OSWEGO COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in OSWEGO, NY with 5 branch locations and about $130.75 million in total assets. Opened 50 years ago in 1975, OSWEGO COUNTY FEDERAL CREDIT UNION has about 12,626 members and employs 48 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | OSWEGO COUNTY FEDERAL CREDIT UNION |
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Address: (Main Office) | 90 E Bridge St OSWEGO, NY 13126 |
Phone: | (315) 343-7822 |
Fax: | (315) 343-7826 |
Website: | https://www.oswegofcu.org |
Branches: | 5 branch locations |
Members: | 12,626 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 21927 |
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Membership Type: | Multiple common bond - Primarily federal, state, local government |
Corporate Credit Union: | No |
Year Opened: | 1975 |
Last Audited: | Jun 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $130,750,010 |
CEO/Manager: | William Carhart |
Chairperson: | Harrison Greeney |
ASSETS: | $ Amount |
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Cash & Equivalents | 8,214,073 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 30,402,723 |
Unsecured Loans | 19,199,425 |
Other Loans | 38,922,954 |
TOTAL LOANS | 88,525,102 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -838,359 |
Land And Building | 5,172,479 |
Other Fixed Assets | 260,453 |
NCUSIF Deposit | 1,100,014 |
All Other Assets | 0 |
TOTAL ASSETS | 130,750,010 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 3,727 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 1,348,533 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 28,408,367 |
Regular shares | 62,284,295 |
All Other Shares & Deposits | 27,288,374 |
TOTAL SHARES & DEPOSITS | 117,981,036 |
TOTAL LIABILITIES | 119,333,296 |
Regular Reserve | 0 |
Other Reserves | 156,297 |
Undivided Earnings | 11,260,417 |
TOTAL EQUITY | 11,416,714 |
TOTAL LIABILITIES, SHARES, & EQUITY | 130,750,010 |
INCOME & EXPENSE | |
Loan Income | 3,780,765 |
Investment Income | 211,792 |
Other Income | 257,803 |
Total Employee Compensation & Benefits | 1,969,582 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 2,754,626 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 395,000 |
Cost of Funds | 282,590 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 1,589,630 |
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