Credit Unions Near Me
National Credit Union Service Organization

OSWEGO COUNTY FEDERAL CREDIT UNION

Dec, 31, 2021 — OSWEGO COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in OSWEGO, NY with 5 branch locations and about $128.14 million in total assets. Opened 47 years ago in 1975, OSWEGO COUNTY FEDERAL CREDIT UNION has about 12,539 members and employs 43 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 021382655
Name:OSWEGO COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
90 E Bridge St
OSWEGO, NY 13126
Phone:(315) 343-7822
Fax:(315) 343-7826
Website:http://www.oswegofcu.org
Branches:5 branch locations
Members:12,539
Credit Union Type:Federal Credit Union
Charter Number:21927
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1975
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$128,136,727
CEO/Manager:William Carhart
Chairperson:Harrison Greeney

Call Report

  • Credit Builder
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 16,056,349
TOTAL INVESTMENTS 23,415,094
Loans Held for Sale 0
 
 Real Estate Loans 28,522,155
 Unsecured Loans 18,731,466
 Other Loans 34,549,186
 TOTAL LOANS 81,802,807
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -761,563
 Land And Building 4,722,491
 Other Fixed Assets 247,238
 NCUSIF Deposit 1,094,290
 All Other Assets 1,560,021
  TOTAL ASSETS 128,136,727
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 112,289
 Accounts Payable & Other Liabilities 1,820,268
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 27,847,593
 Regular shares 59,268,359
 All Other Shares & Deposits 29,085,234
  TOTAL SHARES & DEPOSITS 116,201,186
  TOTAL LIABILITIES 118,133,743
 Regular Reserve 311,008
 Other Reserves 21,189
 Undivided Earnings 9,670,787
  TOTAL EQUITY 10,002,984
  TOTAL LIABILITIES, SHARES, & EQUITY 128,136,727
INCOME & EXPENSE  
 Loan Income 5,062,913
 Investment Income 118,628
 Other Income 321,759
 Total Employee Compensation & Benefits 2,471,248
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,334,870
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 851,000
 Cost of Funds 448,320
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,405,891
↑ Back to Top

Other Credit Unions

CROUSE HINDS EMPLOYEES FEDERAL CREDIT UNION
1201 wolf st
SYRACUSE, NY 13208-1375
SYRACUSE POSTAL FEDERAL CREDIT UNION
5640 e taft rd
SYRACUSE, NY 13220
WESTAR FEDERAL CREDIT UNION
2565 Hambletonian Way
CAMILLUS, NY 13031
SYRACUSE COOPERATIVE FEDERAL CREDIT UNION
800 N SALINA ST STE 200
SYRACUSE, NY 13208-2513
OSWEGO TEACHERS EMPLOYEES FEDERAL CREDIT UNION
90 W Utica St
OSWEGO, NY 13126-3048
COMPASS FEDERAL CREDIT UNION
131 George St
OSWEGO, NY 13126-2915
EDGE FEDERAL CREDIT UNION
7545 Morgan Rd
LIVERPOOL, NY 13090-3538
A C M G FEDERAL CREDIT UNION
1753 Milton Ave
SOLVAY, NY 13209
MONEY FEDERAL CREDIT UNION
100 Madison St
SYRACUSE, NY 13202
SYRACUSE FIRE DEPARTMENT EMPLOYEES FEDERAL CREDIT UNION
211 Wilkinson St
SYRACUSE, NY 13204