Sep, 30, 2025 — MONEY FEDERAL CREDIT UNION is a federal credit union headquartered in SYRACUSE, NY with 1 branch location and about $51.51 million in total assets. Opened 50 years ago in 1976, MONEY FEDERAL CREDIT UNION has about 3,455 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MONEY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 125 E Jefferson St SYRACUSE, NY 13202 |
| Phone: | (315) 671-4000 |
| Fax: | (315) 671-4030 |
| Website: | https://www.moneyfcu.org |
| Branches: | 1 branch locations |
| Members: | 3,455 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22566 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1976 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $51,514,619 |
| CEO/Manager: | Linda Fitzgibbons |
| Chairperson: | Jason Kaczor |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,423,918 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,623,562 |
| Unsecured Loans | 3,460,503 |
| Other Loans | 7,250,240 |
| TOTAL LOANS | 22,334,305 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -170,384 |
| Land And Building | 0 |
| Other Fixed Assets | 29,337 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 420,767 |
| All Other Assets | 0 |
| TOTAL ASSETS | 51,514,619 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 210,580 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,403,674 |
| Regular shares | 16,888,319 |
| All Other Shares & Deposits | 18,564,990 |
| TOTAL SHARES & DEPOSITS | 45,856,984 |
| TOTAL LIABILITIES | 46,067,564 |
| Regular Reserve | 0 |
| Other Reserves | -751,683 |
| Undivided Earnings | 6,198,738 |
| TOTAL EQUITY | 5,447,055 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 51,514,619 |
| INCOME & EXPENSE | |
| Loan Income | 948,992 |
| Investment Income | 433,607 |
| Other Income | 41,150 |
| Total Employee Compensation & Benefits | 532,123 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 467,389 |
| Non-operating Income & (Expense) | 987 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 32,058 |
| Cost of Funds | 349,863 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 151,553 |
| ↑ Back to Top | |