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OSWEGO TEACHERS EMPLOYEES FEDERAL CREDIT UNION

Jun, 30, 2024 — OSWEGO TEACHERS EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in OSWEGO, NY with 1 branch location and about $57.72 million in total assets. Opened 64 years ago in 1961, OSWEGO TEACHERS EMPLOYEES FEDERAL CREDIT UNION has about 2,556 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:OSWEGO TEACHERS EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
90 W Utica St
OSWEGO, NY 13126-3048
Phone:(315) 342-4574
Fax:(315) 342-2205
Website:https://oswegoteacherscu.org
Branches:1 branch locations
Members:2,556
Credit Union Type:Federal Credit Union
Charter Number:14436
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1961
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$57,721,044
CEO/Manager:Lisa A Kimball
Chairperson:William Symons

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,988,436
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 25,056,436
 Unsecured Loans 3,579,983
 Other Loans 8,116,834
 TOTAL LOANS 36,753,253
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -302,168
 Land And Building 603,928
 Other Fixed Assets 20,245
 NCUSIF Deposit 485,242
 All Other Assets 0
  TOTAL ASSETS 57,721,044
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 468,787
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,014,178
 Regular shares 10,315,321
 All Other Shares & Deposits 36,114,558
  TOTAL SHARES & DEPOSITS 51,444,057
  TOTAL LIABILITIES 51,912,844
 Regular Reserve 0
 Other Reserves 451,573
 Undivided Earnings 5,356,627
  TOTAL EQUITY 5,808,200
  TOTAL LIABILITIES, SHARES, & EQUITY 57,721,044
INCOME & EXPENSE  
 Loan Income 967,438
 Investment Income 254,485
 Other Income 20,829
 Total Employee Compensation & Benefits 594,616
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 340,259
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 135,000
 Cost of Funds 174,949
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 156,291
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