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STATE CS EMPLOYEES FEDERAL CREDIT UNION

Jun, 30, 2024 — STATE CS EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in WATERTOWN, NY with 2 branch locations and about $33.28 million in total assets. Opened 61 years ago in 1964, STATE CS EMPLOYEES FEDERAL CREDIT UNION has about 2,501 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221380949
Name:STATE CS EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
Dulles State Office Building
WATERTOWN, NY 13601
Phone:(315) 785-2400
Fax:(315) 785-2459
Website:https://www.statecs.org
Branches:2 branch locations
Members:2,501
Credit Union Type:Federal Credit Union
Charter Number:16207
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1964
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$33,276,673
CEO/Manager:Jacqueline Ramirez
Chairperson:Owen Virkler

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,694,027
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 2,279,891
 Unsecured Loans 2,023,481
 Other Loans 23,910,445
 TOTAL LOANS 28,213,817
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -252,284
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 248,722
 All Other Assets 0
  TOTAL ASSETS 33,276,673
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 54,230
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,757,125
 Regular shares 15,277,769
 All Other Shares & Deposits 11,261,269
  TOTAL SHARES & DEPOSITS 30,296,163
  TOTAL LIABILITIES 30,350,393
 Regular Reserve 0
 Other Reserves 243,120
 Undivided Earnings 2,683,160
  TOTAL EQUITY 2,926,280
  TOTAL LIABILITIES, SHARES, & EQUITY 33,276,673
INCOME & EXPENSE  
 Loan Income 973,353
 Investment Income 16,273
 Other Income 119,931
 Total Employee Compensation & Benefits 476,499
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 274,526
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 83,272
 Cost of Funds 123,986
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 307,353
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