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ROME TEACHERS FEDERAL CREDIT UNION

Dec, 31, 2020 — ROME TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in ROME, NY with 2 branch locations and about $48.67 million in total assets. Opened 63 years ago in 1958, ROME TEACHERS FEDERAL CREDIT UNION has about 3,302 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221379581
Name:ROME TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
924 TURIN ST
ROME, NY 13440
Phone:(315) 336-7810
Fax:(315) 336-0893
Website:http://www.rtfcu.com
Branches:2 branch locations
Members:3,302
Credit Union Type:Federal Credit Union
Charter Number:12624
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1958
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$48,669,343
CEO/Manager:Tracy M Worden
Chairperson:John C Vero

Call Report

  • Overdraft Lines of Credit
  • Real Estate Loans
  • ATM/Debit Card Program
  • In-School Branches
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,353,431
TOTAL INVESTMENTS 22,679,060
Loans Held for Sale 0
 
 Real Estate Loans 8,951,643
 Unsecured Loans 1,700,945
 Other Loans 8,693,989
 TOTAL LOANS 19,346,577
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -105,687
 Land And Building 533,050
 Other Fixed Assets 319,073
 NCUSIF Deposit 348,308
 All Other Assets 195,531
  TOTAL ASSETS 48,669,343
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 208,223
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,887,071
 Regular shares 31,638,333
 All Other Shares & Deposits 2,218,032
  TOTAL SHARES & DEPOSITS 42,743,436
  TOTAL LIABILITIES 42,951,659
 Regular Reserve 416,506
 Other Reserves 0
 Undivided Earnings 5,301,178
  TOTAL EQUITY 5,717,684
  TOTAL LIABILITIES, SHARES, & EQUITY 48,669,343
INCOME & EXPENSE  
 Loan Income 874,389
 Investment Income 448,481
 Other Income 194,705
 Total Employee Compensation & Benefits 395,036
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 759,382
 Non-operating Income & (Expense) 5,710
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 25,000
 Cost of Funds 52,612
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 291,255
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