UNITED NEIGHBORS FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://unitedneighborsfcu.com for more information.
Dec, 31, 2023 — UNITED NEIGHBORS FEDERAL CREDIT UNION is a federal credit union headquartered in Watertown, NY with 1 branch location and about $4.57 million in total assets. Opened 70 years ago in 1954, UNITED NEIGHBORS FEDERAL CREDIT UNION has about 926 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED NEIGHBORS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 605 Coffeen St Watertown, NY 13601-2412 |
| Phone: | (315) 782-6476 |
| Fax: | (315) 782-6930 |
| Website: | https://unitedneighborsfcu.com |
| Branches: | 1 branch locations |
| Members: | 926 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9478 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2019 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,565,234 |
| CEO/Manager: | Leslie A Bush |
| Chairperson: | Corey Decillis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,665,882 |
| TOTAL INVESTMENTS | 646,042 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 168,403 |
| Unsecured Loans | 395,510 |
| Other Loans | 1,594,319 |
| TOTAL LOANS | 2,158,232 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -24,096 |
| Land And Building | 0 |
| Other Fixed Assets | 49,308 |
| NCUSIF Deposit | 40,186 |
| All Other Assets | 29,680 |
| TOTAL ASSETS | 4,565,234 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,911 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 816,348 |
| Regular shares | 2,698,811 |
| All Other Shares & Deposits | 768,936 |
| TOTAL SHARES & DEPOSITS | 4,284,095 |
| TOTAL LIABILITIES | 4,287,006 |
| Regular Reserve | 201,184 |
| Other Reserves | 0 |
| Undivided Earnings | 77,044 |
| TOTAL EQUITY | 278,228 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,565,234 |
| INCOME & EXPENSE | |
| Loan Income | 40,918 |
| Investment Income | 1,088 |
| Other Income | 5,345 |
| Total Employee Compensation & Benefits | 27,475 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 33,157 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -7,397 |
| Cost of Funds | 1,944 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -7,650 |
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» See also Statement of Financial Condition