Sep, 30, 2025 — ROCHESTER & MONROE CO EMP FEDERAL CREDIT UNION is a federal credit union headquartered in ROCHESTER, NY with 3 branch locations and about $44.02 million in total assets. Opened 91 years ago in 1935, ROCHESTER & MONROE CO EMP FEDERAL CREDIT UNION has about 4,209 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ROCHESTER & MONROE CO EMP FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 460 N Goodman St ROCHESTER, NY 14609-6135 |
| Phone: | (585) 546-4279 |
| Fax: | (585) 546-3745 |
| Website: | https://www.rocmon.org |
| Branches: | 3 branch locations |
| Members: | 4,209 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 817 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $44,018,174 |
| CEO/Manager: | Andrea Thune |
| Chairperson: | Brayton Connard |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,426,315 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,042,089 |
| Unsecured Loans | 2,858,114 |
| Other Loans | 7,283,492 |
| TOTAL LOANS | 27,183,695 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -269,922 |
| Land And Building | 26,721 |
| Other Fixed Assets | 52,785 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 379,699 |
| All Other Assets | 0 |
| TOTAL ASSETS | 44,018,174 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 36,049 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 14,231 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,059,393 |
| Regular shares | 18,153,621 |
| All Other Shares & Deposits | 15,865,810 |
| TOTAL SHARES & DEPOSITS | 39,078,824 |
| TOTAL LIABILITIES | 39,129,104 |
| Regular Reserve | 0 |
| Other Reserves | 2,549,408 |
| Undivided Earnings | 2,339,662 |
| TOTAL EQUITY | 4,889,070 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 44,018,174 |
| INCOME & EXPENSE | |
| Loan Income | 1,166,560 |
| Investment Income | 364,208 |
| Other Income | 58,609 |
| Total Employee Compensation & Benefits | 502,525 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 815,477 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 23,538 |
| Cost of Funds | 267,190 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 61,076 |
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