Sep, 30, 2025 — FAMILY FIRST OF NY FEDERAL CREDIT UNION is a federal credit union headquartered in ROCHESTER, NY with 5 branch locations and about $329.28 million in total assets. Opened 57 years ago in 1969, FAMILY FIRST OF NY FEDERAL CREDIT UNION has about 14,742 members and employs 56 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FAMILY FIRST OF NY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2520 Browncroft Blvd ROCHESTER, NY 14625 |
| Phone: | (585) 586-8225 |
| Fax: | (585) 586-4949 |
| Website: | https://www.familyfirstny.com |
| Branches: | 5 branch locations |
| Members: | 14,742 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19304 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $329,284,322 |
| CEO/Manager: | Thomas G Dambra |
| Chairperson: | Thomas Combs |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,992,815 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 229,644,418 |
| Unsecured Loans | 23,933,576 |
| Other Loans | 18,243,065 |
| TOTAL LOANS | 272,404,656 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,013,501 |
| Land And Building | 4,050,646 |
| Other Fixed Assets | 410,444 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,251,798 |
| All Other Assets | 25,000 |
| TOTAL ASSETS | 329,284,322 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,258,972 |
| Notes & Interest Payable | 48,700,000 |
| Accounts Payable & Other Liabilities | 2,807,756 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 45,839,345 |
| Regular shares | 52,090,483 |
| All Other Shares & Deposits | 143,795,356 |
| TOTAL SHARES & DEPOSITS | 241,725,184 |
| TOTAL LIABILITIES | 294,491,912 |
| Regular Reserve | 0 |
| Other Reserves | -1,865,966 |
| Undivided Earnings | 36,658,376 |
| TOTAL EQUITY | 34,792,410 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 329,284,322 |
| INCOME & EXPENSE | |
| Loan Income | 12,280,321 |
| Investment Income | 921,982 |
| Other Income | 694,323 |
| Total Employee Compensation & Benefits | 4,597,219 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,080,456 |
| Non-operating Income & (Expense) | 10,319 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 403,880 |
| Cost of Funds | 4,754,749 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,390,527 |
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