NORTH COUNTY CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.northcountycu.org for more information.
Sep, 30, 2025 — NORTH COUNTY CREDIT UNION is a federally insured state chartered credit union headquartered in San Diego, CA with 2 branch locations and about $73.82 million in total assets. Opened 73 years ago in 1953, NORTH COUNTY CREDIT UNION has about 3,432 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTH COUNTY CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 289014 San Diego, CA 92198-9014 |
| Phone: | (858) 487-1880 |
| Fax: | |
| Website: | https://www.northcountycu.org |
| Branches: | 2 branch locations |
| Members: | 3,432 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68463 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $73,815,129 |
| CEO/Manager: | Gary l Sisk |
| Chairperson: | Chris Russo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,176,244 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 18,087,283 |
| Unsecured Loans | 284,497 |
| Other Loans | 9,102,815 |
| TOTAL LOANS | 27,474,595 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -123,972 |
| Land And Building | 542,831 |
| Other Fixed Assets | 155,618 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 654,277 |
| All Other Assets | 0 |
| TOTAL ASSETS | 73,815,129 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 567,982 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 16,547,549 |
| Regular shares | 30,159,327 |
| All Other Shares & Deposits | 22,020,772 |
| TOTAL SHARES & DEPOSITS | 68,727,648 |
| TOTAL LIABILITIES | 69,295,630 |
| Regular Reserve | 0 |
| Other Reserves | 747,232 |
| Undivided Earnings | 3,772,267 |
| TOTAL EQUITY | 4,519,499 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 73,815,129 |
| INCOME & EXPENSE | |
| Loan Income | 828,858 |
| Investment Income | 348,144 |
| Other Income | 83,474 |
| Total Employee Compensation & Benefits | 740,992 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 712,478 |
| Non-operating Income & (Expense) | 259,466 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 25,000 |
| Cost of Funds | 104,288 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 68,605 |
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