Mar, 31, 2021 — INLAND FEDERAL CREDIT UNION is a federal credit union headquartered in EL CAJON, CA with 1 branch location and about $15.21 million in total assets. Opened 61 years ago in 1960, INLAND FEDERAL CREDIT UNION has about 1,402 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | INLAND FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 570 BROADWAY EL CAJON, CA 92021 |
| Phone: | (619) 444-5656 |
| Fax: | (619) 444-2795 |
| Website: | http://www.inlandfederal.org |
| Branches: | 1 branch locations |
| Members: | 1,402 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14016 |
|---|---|
| Membership Type: | Multiple common bond - Primarily faith based |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Sep 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,211,802 |
| CEO/Manager: | Jeff Lower |
| Chairperson: | Kathy Sladek |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,097,654 |
| TOTAL INVESTMENTS | 105,104 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,605,504 |
| Unsecured Loans | 1,277,698 |
| Other Loans | 5,282,123 |
| TOTAL LOANS | 10,165,325 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -66,446 |
| Land And Building | 2,653,072 |
| Other Fixed Assets | 9,671 |
| NCUSIF Deposit | 123,703 |
| All Other Assets | 123,719 |
| TOTAL ASSETS | 15,211,802 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 54,318 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,031,789 |
| Regular shares | 7,924,922 |
| All Other Shares & Deposits | 2,119,769 |
| TOTAL SHARES & DEPOSITS | 14,076,480 |
| TOTAL LIABILITIES | 14,130,798 |
| Regular Reserve | 181,101 |
| Other Reserves | 0 |
| Undivided Earnings | 899,903 |
| TOTAL EQUITY | 1,081,004 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,211,802 |
| INCOME & EXPENSE | |
| Loan Income | 148,693 |
| Investment Income | 734 |
| Other Income | 22,831 |
| Total Employee Compensation & Benefits | 73,537 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 88,423 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,000 |
| Cost of Funds | 7,120 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,480 |
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