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INLAND FEDERAL CREDIT UNION

Jun, 30, 2021 — INLAND FEDERAL CREDIT UNION is a federal credit union headquartered in EL CAJON, CA with 1 branch location and about $15.17 million in total assets. Opened 61 years ago in 1960, INLAND FEDERAL CREDIT UNION has about 1,392 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:INLAND FEDERAL CREDIT UNION
Address:
(Main Office)
570 BROADWAY
EL CAJON, CA 92021
Phone:(619) 444-5656
Fax:(619) 444-2795
Website:http://www.inlandfederal.org
Branches:1 branch locations
Members:1,392
Credit Union Type:Federal Credit Union
Charter Number:14016
Membership Type:Multiple common bond - Primarily faith based
Corporate Credit Union:No
Year Opened:1960
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$15,171,083
CEO/Manager:Jeff Lower
Chairperson:Kathy Sladek

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,827,750
TOTAL INVESTMENTS 105,104
Loans Held for Sale 0
 
 Real Estate Loans 3,919,690
 Unsecured Loans 1,210,761
 Other Loans 5,159,075
 TOTAL LOANS 10,289,526
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -65,840
 Land And Building 2,754,983
 Other Fixed Assets 8,958
 NCUSIF Deposit 137,378
 All Other Assets 113,224
  TOTAL ASSETS 15,171,083
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 57,481
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,202,835
 Regular shares 7,489,278
 All Other Shares & Deposits 2,340,258
  TOTAL SHARES & DEPOSITS 14,032,371
  TOTAL LIABILITIES 14,089,852
 Regular Reserve 181,101
 Other Reserves 0
 Undivided Earnings 900,130
  TOTAL EQUITY 1,081,231
  TOTAL LIABILITIES, SHARES, & EQUITY 15,171,083
INCOME & EXPENSE  
 Loan Income 288,795
 Investment Income 1,513
 Other Income 45,842
 Total Employee Compensation & Benefits 141,594
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 171,475
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 31,600
 Cost of Funds 13,303
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 6,708
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