PARADISE VALLEY FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.paradisevalleyfcu.org for more information.
Sep, 30, 2025 — PARADISE VALLEY FEDERAL CREDIT UNION is a federal credit union headquartered in NATIONAL CITY, CA with 2 branch locations and about $91.33 million in total assets. Opened 69 years ago in 1957, PARADISE VALLEY FEDERAL CREDIT UNION has about 4,874 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PARADISE VALLEY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2700 E 4TH STREET NATIONAL CITY, CA 91950 |
| Phone: | (800) 253-6991 |
| Fax: | (619) 475-0998 |
| Website: | https://www.paradisevalleyfcu.org |
| Branches: | 2 branch locations |
| Members: | 4,874 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11953 |
|---|---|
| Membership Type: | Multiple common bond - Primarily faith based |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $91,332,116 |
| CEO/Manager: | Gerald Schaffner |
| Chairperson: | John Mendivil |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,047,812 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 22,723,215 |
| Unsecured Loans | 1,210,182 |
| Other Loans | 30,480,630 |
| TOTAL LOANS | 54,414,027 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -208,310 |
| Land And Building | 0 |
| Other Fixed Assets | 192,946 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 803,564 |
| All Other Assets | 0 |
| TOTAL ASSETS | 91,332,116 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,687,982 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 21,327,398 |
| Regular shares | 39,432,688 |
| All Other Shares & Deposits | 21,368,080 |
| TOTAL SHARES & DEPOSITS | 82,128,166 |
| TOTAL LIABILITIES | 83,816,148 |
| Regular Reserve | 0 |
| Other Reserves | 4,501,256 |
| Undivided Earnings | 3,014,712 |
| TOTAL EQUITY | 7,515,968 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 91,332,116 |
| INCOME & EXPENSE | |
| Loan Income | 1,449,226 |
| Investment Income | 295,573 |
| Other Income | 126,591 |
| Total Employee Compensation & Benefits | 918,572 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 978,283 |
| Non-operating Income & (Expense) | 97,656 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 197,051 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -124,860 |
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