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MYPOINT CREDIT UNION

Jun, 30, 2021 — MYPOINT CREDIT UNION is a federally insured state chartered credit union headquartered in SAN DIEGO, CA with 7 branch locations and about $652.38 million in total assets. Opened 73 years ago in 1948, MYPOINT CREDIT UNION has about 29,330 members and employs 123 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 322281484
Name:MYPOINT CREDIT UNION
Address:
(Main Office)
9420 FARNHAM ST
SAN DIEGO, CA 92123
Phone:(888) 495-3400
Fax:(858) 495-3416
Website:http://www.mypointcu.com
Branches:7 branch locations
Members:29,330
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68377
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1948
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$652,383,127
CEO/Manager:David R Brooke
Chairperson:Salvatore J Lupo

Call Report

  • First Time Homebuyer Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 86,405,297
TOTAL INVESTMENTS 107,143,312
Loans Held for Sale 0
 
 Real Estate Loans 324,968,561
 Unsecured Loans 29,091,476
 Other Loans 76,979,922
 TOTAL LOANS 431,129,437
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -965,767
 Land And Building 3,905,160
 Other Fixed Assets 1,882,172
 NCUSIF Deposit 5,175,691
 All Other Assets 17,707,825
  TOTAL ASSETS 652,383,127
LIABILITIES & CAPITAL:  
 Dividends Payable 2,314
 Notes & Interest Payable 20,000,000
 Accounts Payable & Other Liabilities 6,701,282
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 179,770,491
 Regular shares 162,566,400
 All Other Shares & Deposits 231,980,880
  TOTAL SHARES & DEPOSITS 574,317,771
  TOTAL LIABILITIES 601,021,367
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 51,361,760
  TOTAL EQUITY 51,361,760
  TOTAL LIABILITIES, SHARES, & EQUITY 652,383,127
INCOME & EXPENSE  
 Loan Income 7,484,500
 Investment Income 506,001
 Other Income 1,244,634
 Total Employee Compensation & Benefits 5,490,994
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,808,969
 Non-operating Income & (Expense) 318,608
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -536,166
 Cost of Funds 899,075
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,273,728
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