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ESCONDIDO FEDERAL CREDIT UNION

Dec, 31, 2020 — ESCONDIDO FEDERAL CREDIT UNION is a federal credit union headquartered in Escondido, CA with 2 branch locations and about $53.53 million in total assets. Opened 62 years ago in 1959, ESCONDIDO FEDERAL CREDIT UNION has about 2,449 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ESCONDIDO FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 1957
Escondido, CA 92033-1957
Phone:(760) 839-6225
Fax:(760) 746-1189
Website:http://www.escondidofcu.com
Branches:2 branch locations
Members:2,449
Credit Union Type:Federal Credit Union
Charter Number:13402
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1959
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$53,525,014
CEO/Manager:Diana B Wettig
Chairperson:Daniel Zorn

Call Report

  • Commercial Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 15,089,804
TOTAL INVESTMENTS 21,614,486
Loans Held for Sale 0
 
 Real Estate Loans 4,563,633
 Unsecured Loans 2,035,169
 Other Loans 9,543,120
 TOTAL LOANS 16,141,922
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -51,716
 Land And Building 1,906
 Other Fixed Assets 150,286
 NCUSIF Deposit 375,124
 All Other Assets 203,202
  TOTAL ASSETS 53,525,014
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 146,826
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,535,878
 Regular shares 26,790,428
 All Other Shares & Deposits 13,236,069
  TOTAL SHARES & DEPOSITS 47,562,375
  TOTAL LIABILITIES 47,709,201
 Regular Reserve 807,711
 Other Reserves 0
 Undivided Earnings 5,008,102
  TOTAL EQUITY 5,815,813
  TOTAL LIABILITIES, SHARES, & EQUITY 53,525,014
INCOME & EXPENSE  
 Loan Income 787,413
 Investment Income 479,363
 Other Income 247,607
 Total Employee Compensation & Benefits 533,970
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 601,020
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -10,488
 Cost of Funds 86,826
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 303,055
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