Mar, 31, 2021 — ESCONDIDO FEDERAL CREDIT UNION is a federal credit union headquartered in Escondido, CA with 2 branch locations and about $58.22 million in total assets. Opened 62 years ago in 1959, ESCONDIDO FEDERAL CREDIT UNION has about 2,379 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ESCONDIDO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 1957 Escondido, CA 92033-1957 |
| Phone: | (760) 839-6225 |
| Fax: | (760) 746-1189 |
| Website: | http://www.escondidofcu.com |
| Branches: | 2 branch locations |
| Members: | 2,379 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13402 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Dec 01, 2019 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $58,219,256 |
| CEO/Manager: | Diana B Wettig |
| Chairperson: | Daniel Zorn |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 19,432,125 |
| TOTAL INVESTMENTS | 21,714,486 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,990,544 |
| Unsecured Loans | 1,834,058 |
| Other Loans | 9,575,254 |
| TOTAL LOANS | 16,399,856 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -45,236 |
| Land And Building | 1,342 |
| Other Fixed Assets | 139,046 |
| NCUSIF Deposit | 375,124 |
| All Other Assets | 202,513 |
| TOTAL ASSETS | 58,219,256 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 135,109 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,213,587 |
| Regular shares | 30,495,536 |
| All Other Shares & Deposits | 13,473,368 |
| TOTAL SHARES & DEPOSITS | 52,182,491 |
| TOTAL LIABILITIES | 52,317,600 |
| Regular Reserve | 807,710 |
| Other Reserves | 0 |
| Undivided Earnings | 5,093,946 |
| TOTAL EQUITY | 5,901,656 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 58,219,256 |
| INCOME & EXPENSE | |
| Loan Income | 181,025 |
| Investment Income | 95,110 |
| Other Income | 14,727 |
| Total Employee Compensation & Benefits | 118,736 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 131,599 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -13,710 |
| Cost of Funds | 19,249 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 85,845 |
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