Dec, 31, 2020 — ESCONDIDO FEDERAL CREDIT UNION is a federal credit union headquartered in Escondido, CA with 2 branch locations and about $53.53 million in total assets. Opened 62 years ago in 1959, ESCONDIDO FEDERAL CREDIT UNION has about 2,449 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ESCONDIDO FEDERAL CREDIT UNION |
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Address: (Main Office) | PO Box 1957 Escondido, CA 92033-1957 |
Phone: | (760) 839-6225 |
Fax: | (760) 746-1189 |
Website: | http://www.escondidofcu.com |
Branches: | 2 branch locations |
Members: | 2,449 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 13402 |
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Membership Type: | Multiple common bond - Primarily federal, state, local government |
Corporate Credit Union: | No |
Year Opened: | 1959 |
Last Audited: | Dec 01, 2019 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $53,525,014 |
CEO/Manager: | Diana B Wettig |
Chairperson: | Daniel Zorn |
ASSETS: | $ Amount |
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Cash & Equivalents | 15,089,804 |
TOTAL INVESTMENTS | 21,614,486 |
Loans Held for Sale | 0 |
Real Estate Loans | 4,563,633 |
Unsecured Loans | 2,035,169 |
Other Loans | 9,543,120 |
TOTAL LOANS | 16,141,922 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -51,716 |
Land And Building | 1,906 |
Other Fixed Assets | 150,286 |
NCUSIF Deposit | 375,124 |
All Other Assets | 203,202 |
TOTAL ASSETS | 53,525,014 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 146,826 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 7,535,878 |
Regular shares | 26,790,428 |
All Other Shares & Deposits | 13,236,069 |
TOTAL SHARES & DEPOSITS | 47,562,375 |
TOTAL LIABILITIES | 47,709,201 |
Regular Reserve | 807,711 |
Other Reserves | 0 |
Undivided Earnings | 5,008,102 |
TOTAL EQUITY | 5,815,813 |
TOTAL LIABILITIES, SHARES, & EQUITY | 53,525,014 |
INCOME & EXPENSE | |
Loan Income | 787,413 |
Investment Income | 479,363 |
Other Income | 247,607 |
Total Employee Compensation & Benefits | 533,970 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 601,020 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -10,488 |
Cost of Funds | 86,826 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 303,055 |
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