Sep, 30, 2025 — CALIFORNIA COAST CREDIT UNION is a federally insured state chartered credit union headquartered in SAN DIEGO, CA with 26 branch locations and about $3.36 billion in total assets. Opened 97 years ago in 1929, CALIFORNIA COAST CREDIT UNION has about 208,804 members and employs 558 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CALIFORNIA COAST CREDIT UNION |
|---|---|
| Address: (Main Office) | 9201 Spectrum Center Blvd SAN DIEGO, CA 92123-1407 |
| Phone: | (877) 495-1600 |
| Fax: | (858) 495-1672 |
| Website: | https://www.calcoastcu.org |
| Branches: | 26 branch locations |
| Members: | 208,804 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66584 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1929 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $3,360,884,082 |
| CEO/Manager: | Todd Lane |
| Chairperson: | Warren Ruis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 297,436,619 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,323,317,404 |
| Unsecured Loans | 152,970,145 |
| Other Loans | 787,001,900 |
| TOTAL LOANS | 2,263,289,449 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -16,132,236 |
| Land And Building | 16,690,078 |
| Other Fixed Assets | 27,398,526 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 28,957,720 |
| All Other Assets | 116,560 |
| TOTAL ASSETS | 3,360,884,082 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 29,559,473 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 245,768,077 |
| Regular shares | 839,946,138 |
| All Other Shares & Deposits | 1,877,410,713 |
| TOTAL SHARES & DEPOSITS | 2,963,124,928 |
| TOTAL LIABILITIES | 2,992,684,401 |
| Regular Reserve | 0 |
| Other Reserves | -799,624 |
| Undivided Earnings | 368,999,305 |
| TOTAL EQUITY | 368,199,681 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,360,884,082 |
| INCOME & EXPENSE | |
| Loan Income | 84,251,018 |
| Investment Income | 21,585,294 |
| Other Income | 8,188,738 |
| Total Employee Compensation & Benefits | 45,199,691 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 41,382,142 |
| Non-operating Income & (Expense) | 3,158,035 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,837,858 |
| Cost of Funds | 22,630,213 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 21,050,288 |
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