Sep, 30, 2025 — EMPLOYEES CHOICE FEDERAL CREDIT UNION is a federal credit union headquartered in EL CAJON, CA with 2 branch locations and about $23.65 million in total assets. Opened 66 years ago in 1960, EMPLOYEES CHOICE FEDERAL CREDIT UNION has about 1,067 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EMPLOYEES CHOICE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 266 S Magnolia Ave Ste 101 EL CAJON, CA 92020 |
| Phone: | (619) 579-0941 |
| Fax: | (619) 579-2057 |
| Website: | https://www.employeeschoice.org |
| Branches: | 2 branch locations |
| Members: | 1,067 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13526 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $23,646,906 |
| CEO/Manager: | Aletta M Bostock |
| Chairperson: | Ronald Smithson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,740,252 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,043,180 |
| Unsecured Loans | 641,262 |
| Other Loans | 5,167,013 |
| TOTAL LOANS | 8,851,455 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -65,207 |
| Land And Building | 975,661 |
| Other Fixed Assets | 12,173 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 193,038 |
| All Other Assets | 0 |
| TOTAL ASSETS | 23,646,906 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 196,296 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,742,851 |
| Regular shares | 11,072,904 |
| All Other Shares & Deposits | 6,085,908 |
| TOTAL SHARES & DEPOSITS | 20,901,663 |
| TOTAL LIABILITIES | 21,097,959 |
| Regular Reserve | 0 |
| Other Reserves | 368,295 |
| Undivided Earnings | 2,180,652 |
| TOTAL EQUITY | 2,548,947 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 23,646,906 |
| INCOME & EXPENSE | |
| Loan Income | 345,838 |
| Investment Income | 281,628 |
| Other Income | 10,286 |
| Total Employee Compensation & Benefits | 239,004 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 223,750 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 500 |
| Cost of Funds | 89,664 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 178,977 |
| ↑ Back to Top | |