Sep, 30, 2025 — CABRILLO CREDIT UNION is a federally insured state chartered credit union headquartered in SAN DIEGO, CA with 3 branch locations and about $544.11 million in total assets. Opened 71 years ago in 1955, CABRILLO CREDIT UNION has about 28,202 members and employs 76 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CABRILLO CREDIT UNION |
|---|---|
| Address: (Main Office) | 3710 Ruffin Rd SAN DIEGO, CA 92123-1812 |
| Phone: | (858) 547-7400 |
| Fax: | |
| Website: | https://www.cabrillocu.com |
| Branches: | 3 branch locations |
| Members: | 28,202 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68409 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $544,113,849 |
| CEO/Manager: | Kevin Posey |
| Chairperson: | G.Frank Miranda |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 61,872,081 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 168,588,220 |
| Unsecured Loans | 50,021,617 |
| Other Loans | 100,994,906 |
| TOTAL LOANS | 319,604,742 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,768,590 |
| Land And Building | 10,902,641 |
| Other Fixed Assets | 9,156,037 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,030,255 |
| All Other Assets | 56,617 |
| TOTAL ASSETS | 544,113,849 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,726,704 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 112,781,331 |
| Regular shares | 166,881,936 |
| All Other Shares & Deposits | 207,640,354 |
| TOTAL SHARES & DEPOSITS | 487,303,622 |
| TOTAL LIABILITIES | 496,030,326 |
| Regular Reserve | 0 |
| Other Reserves | -3,781,461 |
| Undivided Earnings | 51,864,984 |
| TOTAL EQUITY | 48,083,523 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 544,113,849 |
| INCOME & EXPENSE | |
| Loan Income | 13,680,891 |
| Investment Income | 4,545,314 |
| Other Income | 1,495,522 |
| Total Employee Compensation & Benefits | 7,065,654 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,683,013 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,976,783 |
| Cost of Funds | 4,605,978 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,871,411 |
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