Sep, 30, 2025 — HUDSON RIVER COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in CORINTH, NY with 4 branch locations and about $342.20 million in total assets. Opened 72 years ago in 1954, HUDSON RIVER COMMUNITY CREDIT UNION has about 33,369 members and employs 75 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HUDSON RIVER COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1 3rd St CORINTH, NY 12822-1230 |
| Phone: | (518) 886-3400 |
| Fax: | |
| Website: | https://www.hrccu.org |
| Branches: | 4 branch locations |
| Members: | 33,369 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68342 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $342,199,433 |
| CEO/Manager: | Susan Commanda |
| Chairperson: | Charles Pasquarell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 23,223,198 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 165,735,131 |
| Unsecured Loans | 20,942,188 |
| Other Loans | 95,811,802 |
| TOTAL LOANS | 282,975,752 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,598,206 |
| Land And Building | 7,310,586 |
| Other Fixed Assets | 1,239,690 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,552,841 |
| All Other Assets | 0 |
| TOTAL ASSETS | 342,199,433 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 331,186 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,128,900 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 60,333,442 |
| Regular shares | 125,733,033 |
| All Other Shares & Deposits | 98,483,875 |
| TOTAL SHARES & DEPOSITS | 284,550,351 |
| TOTAL LIABILITIES | 288,015,055 |
| Regular Reserve | 0 |
| Other Reserves | 932,509 |
| Undivided Earnings | 53,251,869 |
| TOTAL EQUITY | 54,184,378 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 342,199,433 |
| INCOME & EXPENSE | |
| Loan Income | 11,131,464 |
| Investment Income | 1,213,393 |
| Other Income | 1,864,320 |
| Total Employee Compensation & Benefits | 5,599,770 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,338,582 |
| Non-operating Income & (Expense) | 139,639 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 795,136 |
| Cost of Funds | 2,635,003 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,505,899 |
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