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STEWART'S FEDERAL CREDIT UNION

Dec, 31, 2021 — STEWART'S FEDERAL CREDIT UNION is a federal credit union headquartered in BALLSTON SPA, NY with 1 branch location and about $33.60 million in total assets. Opened 39 years ago in 1983, STEWART'S FEDERAL CREDIT UNION has about 3,165 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:STEWART'S FEDERAL CREDIT UNION
Address:
(Main Office)
2911 State Route 9
BALLSTON SPA, NY 12020
Phone:(518) 581-1201
Fax:(518) 581-7076
Website:http://www.stewartscu.com
Branches:1 branch locations
Members:3,165
Credit Union Type:Federal Credit Union
Charter Number:24036
Membership Type:Multiple common bond - Primarily finance, insurance, real estate, trade
Corporate Credit Union:No
Year Opened:1983
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$33,596,362
CEO/Manager:Angelique Lauder
Chairperson:John R Timian

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 18,022,081
TOTAL INVESTMENTS 6,500,000
Loans Held for Sale 0
 
 Real Estate Loans 1,901,746
 Unsecured Loans 830,045
 Other Loans 6,064,347
 TOTAL LOANS 8,796,138
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -84,476
 Land And Building 0
 Other Fixed Assets 6,680
 NCUSIF Deposit 184,370
 All Other Assets 171,569
  TOTAL ASSETS 33,596,362
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 38,484
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 10,912,182
 Regular shares 19,834,432
 All Other Shares & Deposits 482,462
  TOTAL SHARES & DEPOSITS 31,229,076
  TOTAL LIABILITIES 31,267,560
 Regular Reserve 200,048
 Other Reserves 0
 Undivided Earnings 2,128,754
  TOTAL EQUITY 2,328,802
  TOTAL LIABILITIES, SHARES, & EQUITY 33,596,362
INCOME & EXPENSE  
 Loan Income 428,953
 Investment Income 113,864
 Other Income 224,851
 Total Employee Compensation & Benefits 282,335
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 305,094
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -5,072
 Cost of Funds 73,809
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 175,969
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