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STEWART'S FEDERAL CREDIT UNION

Dec, 31, 2022 — STEWART'S FEDERAL CREDIT UNION is a federal credit union headquartered in BALLSTON SPA, NY with 1 branch location and about $32.22 million in total assets. Opened 40 years ago in 1983, STEWART'S FEDERAL CREDIT UNION has about 3,331 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:STEWART'S FEDERAL CREDIT UNION
Address:
(Main Office)
2911 State Route 9
BALLSTON SPA, NY 12020
Phone:(518) 581-1201
Fax:(518) 581-7076
Website:https://www.stewartscu.com
Branches:1 branch locations
Members:3,331
Credit Union Type:Federal Credit Union
Charter Number:24036
Membership Type:Multiple common bond - Primarily finance, insurance, real estate, trade
Corporate Credit Union:No
Year Opened:1983
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$32,219,480
CEO/Manager:Angelique Lauder
Chairperson:John R Timian

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 12,604,023
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 2,154,738
 Unsecured Loans 1,043,915
 Other Loans 8,074,293
 TOTAL LOANS 11,272,946
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -86,945
 Land And Building 0
 Other Fixed Assets 3,170
 NCUSIF Deposit 184,370
 All Other Assets 0
  TOTAL ASSETS 32,219,480
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 36,711
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 12,608,780
 Regular shares 16,556,347
 All Other Shares & Deposits 478,968
  TOTAL SHARES & DEPOSITS 29,644,095
  TOTAL LIABILITIES 29,680,806
 Regular Reserve 0
 Other Reserves 200,048
 Undivided Earnings 2,338,626
  TOTAL EQUITY 2,538,674
  TOTAL LIABILITIES, SHARES, & EQUITY 32,219,480
INCOME & EXPENSE  
 Loan Income 347,133
 Investment Income 212,876
 Other Income 186,763
 Total Employee Compensation & Benefits 201,011
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 255,733
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -2,429
 Cost of Funds 83,756
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 209,872
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