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UPSTATE TELCO FEDERAL CREDIT UNION

Dec, 31, 2020 — UPSTATE TELCO FEDERAL CREDIT UNION is a federal credit union headquartered in GLOVERSVILLE, NY with 1 branch location and about $5.02 million in total assets. Opened 65 years ago in 1956, UPSTATE TELCO FEDERAL CREDIT UNION has about 583 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:UPSTATE TELCO FEDERAL CREDIT UNION
Address:
(Main Office)
137 HARRISON STREET
GLOVERSVILLE, NY 12078
Phone:(518) 773-6548
Fax:(518) 762-3012
Website:http://www.upstatetelcofcu.org
Branches:1 branch locations
Members:583
Credit Union Type:Federal Credit Union
Charter Number:10746
Membership Type:Service - Communications and Utilities
Corporate Credit Union:No
Year Opened:1956
Last Audited:Aug 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$5,015,491
CEO/Manager:Barbara A Insognia
Chairperson:David Johnson

Call Report

  • Overdraft Protection
  • ATM/Debit Card Program
  • Check Cashing

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,551,230
TOTAL INVESTMENTS 2,097,534
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 576,897
 Other Loans 763,149
 TOTAL LOANS 1,340,046
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -38,786
 Land And Building 0
 Other Fixed Assets 14,543
 NCUSIF Deposit 40,479
 All Other Assets 10,445
  TOTAL ASSETS 5,015,491
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 18,957
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 721,829
 Regular shares 3,573,034
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 4,294,863
  TOTAL LIABILITIES 4,313,820
 Regular Reserve 140,910
 Other Reserves 0
 Undivided Earnings 560,761
  TOTAL EQUITY 701,671
  TOTAL LIABILITIES, SHARES, & EQUITY 5,015,491
INCOME & EXPENSE  
 Loan Income 91,248
 Investment Income 49,024
 Other Income 4,230
 Total Employee Compensation & Benefits 83,374
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 75,059
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 65,174
 Cost of Funds 3,613
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -82,718
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