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UPSTATE TELCO FEDERAL CREDIT UNION

Mar, 31, 2021 — UPSTATE TELCO FEDERAL CREDIT UNION is a federal credit union headquartered in GLOVERSVILLE, NY with 1 branch location and about $5.04 million in total assets. Opened 65 years ago in 1956, UPSTATE TELCO FEDERAL CREDIT UNION has about 561 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:UPSTATE TELCO FEDERAL CREDIT UNION
Address:
(Main Office)
137 HARRISON STREET
GLOVERSVILLE, NY 12078
Phone:(518) 773-6548
Fax:(518) 762-3012
Website:http://www.upstatetelcofcu.org
Branches:1 branch locations
Members:561
Credit Union Type:Federal Credit Union
Charter Number:10746
Membership Type:Service - Communications and Utilities
Corporate Credit Union:No
Year Opened:1956
Last Audited:Aug 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$5,038,250
CEO/Manager:Barbara A Insognia
Chairperson:David Johnson

Call Report

  • Overdraft Protection
  • ATM/Debit Card Program
  • Check Cashing

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,601,166
TOTAL INVESTMENTS 2,099,310
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 540,203
 Other Loans 772,137
 TOTAL LOANS 1,312,340
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -37,266
 Land And Building 0
 Other Fixed Assets 13,439
 NCUSIF Deposit 40,478
 All Other Assets 8,783
  TOTAL ASSETS 5,038,250
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 20,267
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 792,756
 Regular shares 3,535,682
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 4,328,438
  TOTAL LIABILITIES 4,348,705
 Regular Reserve 140,910
 Other Reserves 0
 Undivided Earnings 548,635
  TOTAL EQUITY 689,545
  TOTAL LIABILITIES, SHARES, & EQUITY 5,038,250
INCOME & EXPENSE  
 Loan Income 19,363
 Investment Income 4,048
 Other Income 924
 Total Employee Compensation & Benefits 21,431
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 16,903
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -2,437
 Cost of Funds 842
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -12,127
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