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S I EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — S I EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in SARATOGA SPRING, NY with 1 branch location and about $405,978 in total assets. Opened 66 years ago in 1955, S I EMPLOYEES FEDERAL CREDIT UNION has about 94 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:S I EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
233 BALLSTON AVE.
SARATOGA SPRING, NY 12866
Phone:(518) 584-4100
Fax:(518) 245-4425
Website:n/a
Branches:1 branch locations
Members:94
Credit Union Type:Federal Credit Union
Charter Number:10022
Membership Type:Manufacturing - All Other
Corporate Credit Union:No
Year Opened:1955
Last Audited:Sep 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$405,978
CEO/Manager:Peggy A Murphy
Chairperson:Kathy LaRowe

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 359,682
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 0
 Other Loans 49,328
 TOTAL LOANS 49,328
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -4,232
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 2,824
 All Other Assets -1,624
  TOTAL ASSETS 405,978
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 0
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 338,088
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 338,088
  TOTAL LIABILITIES 338,088
 Regular Reserve 9,537
 Other Reserves 0
 Undivided Earnings 58,353
  TOTAL EQUITY 67,890
  TOTAL LIABILITIES, SHARES, & EQUITY 405,978
INCOME & EXPENSE  
 Loan Income 5,376
 Investment Income 697
 Other Income 35
 Total Employee Compensation & Benefits 0
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 18,448
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -8,636
 Cost of Funds 49,487
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -53,191
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