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PARKS HERITAGE FEDERAL CREDIT UNION

Dec, 31, 2021 — PARKS HERITAGE FEDERAL CREDIT UNION is a federal credit union headquartered in GLENS FALLS, NY with 1 branch location and about $35.90 million in total assets. Opened 57 years ago in 1965, PARKS HERITAGE FEDERAL CREDIT UNION has about 3,916 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221375695
Name:PARKS HERITAGE FEDERAL CREDIT UNION
Address:
(Main Office)
5 Murray St
GLENS FALLS, NY 12801
Phone:(518) 926-4700
Fax:(518) 926-4707
Website:http://www.parksheritagefcu.org
Branches:1 branch locations
Members:3,916
Credit Union Type:Federal Credit Union
Charter Number:16933
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1965
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$35,900,107
CEO/Manager:Csilla Bell
Chairperson:Doug Girling

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,145,640
TOTAL INVESTMENTS 9,645,989
Loans Held for Sale 0
 
 Real Estate Loans 8,737,180
 Unsecured Loans 3,852,636
 Other Loans 8,635,866
 TOTAL LOANS 21,225,682
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -165,947
 Land And Building 1,537,651
 Other Fixed Assets 24,218
 NCUSIF Deposit 287,703
 All Other Assets 199,171
  TOTAL ASSETS 35,900,107
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 42,436
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,876,115
 Regular shares 16,649,949
 All Other Shares & Deposits 9,564,362
  TOTAL SHARES & DEPOSITS 31,090,426
  TOTAL LIABILITIES 31,132,862
 Regular Reserve 792,328
 Other Reserves -162
 Undivided Earnings 3,975,079
  TOTAL EQUITY 4,767,245
  TOTAL LIABILITIES, SHARES, & EQUITY 35,900,107
INCOME & EXPENSE  
 Loan Income 1,168,579
 Investment Income 98,377
 Other Income 228,934
 Total Employee Compensation & Benefits 450,182
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 813,114
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 10,985
 Cost of Funds 83,026
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 730,570
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