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PARKS HERITAGE FEDERAL CREDIT UNION

Mar, 31, 2021 — PARKS HERITAGE FEDERAL CREDIT UNION is a federal credit union headquartered in GLENS FALLS, NY with 1 branch location and about $36.12 million in total assets. Opened 56 years ago in 1965, PARKS HERITAGE FEDERAL CREDIT UNION has about 3,877 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221375695
Name:PARKS HERITAGE FEDERAL CREDIT UNION
Address:
(Main Office)
5 MURRAY ST
GLENS FALLS, NY 12801
Phone:(518) 926-4700
Fax:(518) 926-4707
Website:http://www.parksheritagefcu.org
Branches:1 branch locations
Members:3,877
Credit Union Type:Federal Credit Union
Charter Number:16933
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1965
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$36,121,988
CEO/Manager:Csilla Bell
Chairperson:Doug Girling

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • Health Savings Accounts
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,176,338
TOTAL INVESTMENTS 6,928,284
Loans Held for Sale 0
 
 Real Estate Loans 8,280,828
 Unsecured Loans 3,804,350
 Other Loans 8,012,816
 TOTAL LOANS 20,097,994
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -150,760
 Land And Building 1,559,761
 Other Fixed Assets 32,771
 NCUSIF Deposit 287,703
 All Other Assets 189,897
  TOTAL ASSETS 36,121,988
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 92,419
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,364,109
 Regular shares 15,517,625
 All Other Shares & Deposits 10,934,497
  TOTAL SHARES & DEPOSITS 31,816,231
  TOTAL LIABILITIES 31,908,650
 Regular Reserve 792,328
 Other Reserves 71,254
 Undivided Earnings 3,349,756
  TOTAL EQUITY 4,213,338
  TOTAL LIABILITIES, SHARES, & EQUITY 36,121,988
INCOME & EXPENSE  
 Loan Income 291,189
 Investment Income 22,824
 Other Income 43,835
 Total Employee Compensation & Benefits 116,534
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 196,342
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 7,992
 Cost of Funds 22,965
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 105,246
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