TRI STATE AREA FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.tsafcu.com for more information.
Sep, 30, 2025 — TRI STATE AREA FEDERAL CREDIT UNION is a federal credit union headquartered in Hoosick Falls, NY with 2 branch locations and about $39.88 million in total assets. Opened 73 years ago in 1953, TRI STATE AREA FEDERAL CREDIT UNION has about 2,851 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TRI STATE AREA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 70 Hoosick Falls, NY 12090 |
| Phone: | (518) 686-4504 |
| Fax: | (518) 686-7685 |
| Website: | https://www.tsafcu.com |
| Branches: | 2 branch locations |
| Members: | 2,851 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8885 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $39,880,313 |
| CEO/Manager: | James M Martinez |
| Chairperson: | Carrie Cahill |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,705,240 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,602,044 |
| Unsecured Loans | 5,605,485 |
| Other Loans | 4,750,097 |
| TOTAL LOANS | 18,957,626 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -60,106 |
| Land And Building | 1,552,136 |
| Other Fixed Assets | 214,500 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 343,987 |
| All Other Assets | 0 |
| TOTAL ASSETS | 39,880,313 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 32 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 122,477 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,743,316 |
| Regular shares | 18,263,014 |
| All Other Shares & Deposits | 10,941,716 |
| TOTAL SHARES & DEPOSITS | 36,948,046 |
| TOTAL LIABILITIES | 37,070,555 |
| Regular Reserve | 0 |
| Other Reserves | -592,893 |
| Undivided Earnings | 3,402,651 |
| TOTAL EQUITY | 2,809,758 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 39,880,313 |
| INCOME & EXPENSE | |
| Loan Income | 762,243 |
| Investment Income | 154,013 |
| Other Income | 77,991 |
| Total Employee Compensation & Benefits | 518,292 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 305,888 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 92,571 |
| Cost of Funds | 59,303 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 230,112 |
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