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NIAGARA MOHAWK PWR COR TROY E FEDERAL CREDIT UNION

Jun, 30, 2021 — NIAGARA MOHAWK PWR COR TROY E FEDERAL CREDIT UNION is a federal credit union headquartered in TROY, NY with 1 branch location and about $3.59 million in total assets. Opened 85 years ago in 1936, NIAGARA MOHAWK PWR COR TROY E FEDERAL CREDIT UNION has about 484 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NIAGARA MOHAWK PWR COR TROY E FEDERAL CREDIT UNION
Address:
(Main Office)
235 OAKWOOD AVE
TROY, NY 12182
Phone:(518) 270-3400
Fax:(518) 266-0937
Website:http://nimotroycu.com
Branches:1 branch locations
Members:484
Credit Union Type:Federal Credit Union
Charter Number:1842
Membership Type:Service - Communications and Utilities
Corporate Credit Union:No
Year Opened:1936
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$3,593,728
CEO/Manager:TERANCE FISHER
Chairperson:THOMAS MAHONEY

Call Report

  • Overdraft Protection
  • ATM/Debit Card Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 346,175
TOTAL INVESTMENTS 3,539
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,065,248
 Other Loans 2,106,483
 TOTAL LOANS 3,171,731
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,733
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 33,579
 All Other Assets 42,437
  TOTAL ASSETS 3,593,728
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 43,451
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 466,852
 Regular shares 2,769,840
 All Other Shares & Deposits 26,600
  TOTAL SHARES & DEPOSITS 3,263,292
  TOTAL LIABILITIES 3,306,743
 Regular Reserve 245,785
 Other Reserves 0
 Undivided Earnings 41,200
  TOTAL EQUITY 286,985
  TOTAL LIABILITIES, SHARES, & EQUITY 3,593,728
INCOME & EXPENSE  
 Loan Income 151,366
 Investment Income 574
 Other Income 491
 Total Employee Compensation & Benefits 156,366
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 70,858
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -38,273
 Cost of Funds 5,689
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -42,209
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