NIAGARA MOHAWK PWR COR TROY E FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://nimotroycu.com for more information.
Jun, 30, 2024 — NIAGARA MOHAWK PWR COR TROY E FEDERAL CREDIT UNION is a federal credit union headquartered in TROY, NY with 1 branch location and about $3.59 million in total assets. Opened 89 years ago in 1936, NIAGARA MOHAWK PWR COR TROY E FEDERAL CREDIT UNION has about 484 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | NIAGARA MOHAWK PWR COR TROY E FEDERAL CREDIT UNION |
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Address: (Main Office) | 235 OAKWOOD AVE TROY, NY 12182 |
Phone: | (518) 270-3400 |
Fax: | (518) 266-0937 |
Website: | https://nimotroycu.com |
Branches: | 1 branch locations |
Members: | 484 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 1842 |
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Membership Type: | Service - Communications and Utilities |
Corporate Credit Union: | No |
Year Opened: | 1936 |
Last Audited: | Mar 01, 2020 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $3,593,728 |
CEO/Manager: | TERANCE FISHER |
Chairperson: | THOMAS MAHONEY |
ASSETS: | $ Amount |
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Cash & Equivalents | 346,175 |
TOTAL INVESTMENTS | 3,539 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 1,065,248 |
Other Loans | 2,106,483 |
TOTAL LOANS | 3,171,731 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,733 |
Land And Building | 0 |
Other Fixed Assets | 0 |
NCUSIF Deposit | 33,579 |
All Other Assets | 42,437 |
TOTAL ASSETS | 3,593,728 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 43,451 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 466,852 |
Regular shares | 2,769,840 |
All Other Shares & Deposits | 26,600 |
TOTAL SHARES & DEPOSITS | 3,263,292 |
TOTAL LIABILITIES | 3,306,743 |
Regular Reserve | 245,785 |
Other Reserves | 0 |
Undivided Earnings | 41,200 |
TOTAL EQUITY | 286,985 |
TOTAL LIABILITIES, SHARES, & EQUITY | 3,593,728 |
INCOME & EXPENSE | |
Loan Income | 151,366 |
Investment Income | 574 |
Other Income | 491 |
Total Employee Compensation & Benefits | 156,366 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 70,858 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -38,273 |
Cost of Funds | 5,689 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -42,209 |
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