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SCHENECTADY COUNTY EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2022 — SCHENECTADY COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in SCHENECTADY, NY with 2 branch locations and about $5.33 million in total assets. Opened 58 years ago in 1964, SCHENECTADY COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 679 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SCHENECTADY COUNTY EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
388 Broadway
SCHENECTADY, NY 12305
Phone:(518) 374-3830
Fax:(518) 374-3899
Website:http://schcofcu.org
Branches:2 branch locations
Members:679
Credit Union Type:Federal Credit Union
Charter Number:16278
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1964
Last Audited:May 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$5,327,936
CEO/Manager:Denelle Albert
Chairperson:Robert J Dantz

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,560,808
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 596,230
 Other Loans 2,482,871
 TOTAL LOANS 3,079,101
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -30,916
 Land And Building 0
 Other Fixed Assets 158,603
 NCUSIF Deposit 46,098
 All Other Assets 0
  TOTAL ASSETS 5,327,936
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 10,875
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 557,453
 Regular shares 4,008,642
 All Other Shares & Deposits 470,294
  TOTAL SHARES & DEPOSITS 5,036,389
  TOTAL LIABILITIES 5,047,264
 Regular Reserve 0
 Other Reserves 72,419
 Undivided Earnings 208,253
  TOTAL EQUITY 280,672
  TOTAL LIABILITIES, SHARES, & EQUITY 5,327,936
INCOME & EXPENSE  
 Loan Income 41,224
 Investment Income 2,579
 Other Income 57,458
 Total Employee Compensation & Benefits 17,500
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 29,365
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 1,642
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 52,754
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