Credit Unions Near Me
National Credit Union Service Organization

SCHENECTADY COUNTY EMPLOYEES FEDERAL CREDIT UNION

Jun, 30, 2021 — SCHENECTADY COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Schenectady, NY with 1 branch location and about $5.24 million in total assets. Opened 57 years ago in 1964, SCHENECTADY COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 704 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SCHENECTADY COUNTY EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
388 Broadway Suite B
Schenectady, NY 12305
Phone:(518) 374-3830
Fax:(518) 374-3899
Website:http://schcofcu.org
Branches:1 branch locations
Members:704
Credit Union Type:Federal Credit Union
Charter Number:16278
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1964
Last Audited:May 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$5,244,431
CEO/Manager:Denelle Albert
Chairperson:Robert J Dantz

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,324,374
TOTAL INVESTMENTS 492,977
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 642,236
 Other Loans 2,556,974
 TOTAL LOANS 3,199,210
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -14,916
 Land And Building 0
 Other Fixed Assets 170,375
 NCUSIF Deposit 46,098
 All Other Assets 26,313
  TOTAL ASSETS 5,244,431
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 12,718
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 578,318
 Regular shares 3,956,766
 All Other Shares & Deposits 429,206
  TOTAL SHARES & DEPOSITS 4,964,290
  TOTAL LIABILITIES 4,977,008
 Regular Reserve 57,088
 Other Reserves 0
 Undivided Earnings 210,335
  TOTAL EQUITY 267,423
  TOTAL LIABILITIES, SHARES, & EQUITY 5,244,431
INCOME & EXPENSE  
 Loan Income 86,195
 Investment Income 5,668
 Other Income 5,674
 Total Employee Compensation & Benefits 37,356
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 48,188
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 3,613
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 20,895
↑ Back to Top

Other Credit Unions

STRATTON AIR NATIONAL GUARD FEDERAL CREDIT UNION
1 AIR NATIONAL GUARD RD, SCOTIA
SCOTIA, NY 12302
NEWSPAPER EMPLOYEES CREDIT UNION
645 ALBANY SHAKER ROAD
ALBANY, NY 12211-1158
NORTON-TROY EMPLOYEES CREDIT UNION
35 NIVER ST, C/O HUDSON RIVER COMMU
COHOES, NY 12047-4711
MOHAWK PROGRESSIVE FEDERAL CREDIT UNION
1760 State St
SCHENECTADY, NY 12304-1880
DIRECTORS CHOICE CREDIT UNION
1 SOUTH FAMILY DRIVE
ALBANY, NY 12205
ALBANY FIREMENS FEDERAL CREDIT UNION
532 central ave
ALBANY, NY 12206
FASNY FEDERAL CREDIT UNION
107 WASHINGTON AVE
ALBANY, NY 12210-2231
M. C. T. FEDERAL CREDIT UNION
39 MARKET ST
AMSTERDAM, NY 12010
FIRST NEW YORK FEDERAL CREDIT UNION
2 WALL STREET
ALBANY, NY 12205
COMMUNITY RESOURCE FEDERAL CREDIT UNION
20 WADE RD
LATHAM, NY 12110-3520