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LEATHERSTOCKING REGION FEDERAL CREDIT UNION

Mar, 31, 2021 — LEATHERSTOCKING REGION FEDERAL CREDIT UNION is a federal credit union headquartered in COOPERSTOWN, NY with 1 branch location and about $65.85 million in total assets. Opened 44 years ago in 1977, LEATHERSTOCKING REGION FEDERAL CREDIT UNION has about 4,662 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221382167
Name:LEATHERSTOCKING REGION FEDERAL CREDIT UNION
Address:
(Main Office)
24 GLEN AVENUE
COOPERSTOWN, NY 13326
Phone:(607) 547-5700
Fax:(607) 547-1856
Website:http://www.lsrfcu.org
Branches:1 branch locations
Members:4,662
Credit Union Type:Federal Credit Union
Charter Number:22625
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1977
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$65,845,997
CEO/Manager:Anoel Kelly
Chairperson:Edward p Landers

Call Report

  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 15,591,640
TOTAL INVESTMENTS 18,483,743
Loans Held for Sale 0
 
 Real Estate Loans 5,415,097
 Unsecured Loans 6,602,185
 Other Loans 17,337,387
 TOTAL LOANS 29,354,669
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -184,131
 Land And Building 1,844,877
 Other Fixed Assets 108,381
 NCUSIF Deposit 518,476
 All Other Assets 128,342
  TOTAL ASSETS 65,845,997
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 68,999
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 13,974,924
 Regular shares 29,729,998
 All Other Shares & Deposits 15,159,052
  TOTAL SHARES & DEPOSITS 58,863,974
  TOTAL LIABILITIES 58,932,973
 Regular Reserve 618,666
 Other Reserves 13,618
 Undivided Earnings 6,280,740
  TOTAL EQUITY 6,913,024
  TOTAL LIABILITIES, SHARES, & EQUITY 65,845,997
INCOME & EXPENSE  
 Loan Income 394,987
 Investment Income 51,840
 Other Income 65,934
 Total Employee Compensation & Benefits 214,790
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 147,228
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 52,930
 Cost of Funds 24,014
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 132,083
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