ATLANTIC FINANCIAL FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.affcu.org for more information.
Sep, 30, 2025 — ATLANTIC FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in HUNT VALLEY, MD with 1 branch location and about $106.15 million in total assets. Opened 76 years ago in 1950, ATLANTIC FINANCIAL FEDERAL CREDIT UNION has about 9,862 members and employs 27 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ATLANTIC FINANCIAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 40 SCHILLING RD HUNT VALLEY, MD 21031-1105 |
| Phone: | (410) 584-7474 |
| Fax: | (410) 584-8061 |
| Website: | https://www.affcu.org |
| Branches: | 1 branch locations |
| Members: | 9,862 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6652 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $106,149,948 |
| CEO/Manager: | Matthew P Piazza |
| Chairperson: | Wade M Walters |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,118,620 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 40,443,682 |
| Unsecured Loans | 8,446,619 |
| Other Loans | 20,012,100 |
| TOTAL LOANS | 68,902,401 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -600,997 |
| Land And Building | 1,218,419 |
| Other Fixed Assets | 354,758 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 918,985 |
| All Other Assets | 3,712 |
| TOTAL ASSETS | 106,149,948 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 673,982 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 17,016,689 |
| Regular shares | 34,228,020 |
| All Other Shares & Deposits | 45,607,843 |
| TOTAL SHARES & DEPOSITS | 96,852,552 |
| TOTAL LIABILITIES | 97,526,534 |
| Regular Reserve | 0 |
| Other Reserves | -1,399,108 |
| Undivided Earnings | 10,022,522 |
| TOTAL EQUITY | 8,623,414 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 106,149,948 |
| INCOME & EXPENSE | |
| Loan Income | 2,367,378 |
| Investment Income | 273,384 |
| Other Income | 654,703 |
| Total Employee Compensation & Benefits | 1,468,344 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,785,695 |
| Non-operating Income & (Expense) | -3,717 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 333,063 |
| Cost of Funds | 362,334 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -70,188 |
| ↑ Back to Top | |