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National Credit Union Service Organization

ST. JOSEPH MEDICAL CENTER MD FEDERAL CREDIT UNION

Jun, 30, 2021 — ST. JOSEPH MEDICAL CENTER MD FEDERAL CREDIT UNION is a federal credit union headquartered in Towson, MD with 1 branch location and about $15.94 million in total assets. Opened 53 years ago in 1968, ST. JOSEPH MEDICAL CENTER MD FEDERAL CREDIT UNION has about 1,860 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 252076730
Name:ST. JOSEPH MEDICAL CENTER MD FEDERAL CREDIT UNION
Address:
(Main Office)
7601 Osler Dr
Towson, MD 21204
Phone:(410) 337-1319
Fax:(410) 337-1303
Website:http://www.sjmcfcu.org
Branches:1 branch locations
Members:1,860
Credit Union Type:Federal Credit Union
Charter Number:18651
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1968
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$15,938,262
CEO/Manager:Diane Hall
Chairperson:Thomas Gronert

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,522,636
TOTAL INVESTMENTS 7,648,607
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 570,676
 Other Loans 5,078,011
 TOTAL LOANS 5,648,687
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -49,490
 Land And Building 0
 Other Fixed Assets 7,886
 NCUSIF Deposit 126,764
 All Other Assets 33,172
  TOTAL ASSETS 15,938,262
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 32,865
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 329,265
 Regular shares 12,732,839
 All Other Shares & Deposits 412,768
  TOTAL SHARES & DEPOSITS 13,474,872
  TOTAL LIABILITIES 13,507,737
 Regular Reserve 244,047
 Other Reserves 0
 Undivided Earnings 2,186,478
  TOTAL EQUITY 2,430,525
  TOTAL LIABILITIES, SHARES, & EQUITY 15,938,262
INCOME & EXPENSE  
 Loan Income 119,941
 Investment Income 52,270
 Other Income 19,026
 Total Employee Compensation & Benefits 101,726
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 61,081
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 968
 Cost of Funds 16,932
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 10,530
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