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National Credit Union Service Organization

ST. JOSEPH MEDICAL CENTER MD FEDERAL CREDIT UNION

Jun, 30, 2023 — ST. JOSEPH MEDICAL CENTER MD FEDERAL CREDIT UNION is a federal credit union headquartered in TOWSON, MD with 1 branch location and about $16.18 million in total assets. Opened 55 years ago in 1968, ST. JOSEPH MEDICAL CENTER MD FEDERAL CREDIT UNION has about 1,762 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 252076730
Name:ST. JOSEPH MEDICAL CENTER MD FEDERAL CREDIT UNION
Address:
(Main Office)
7601 Osler Dr
TOWSON, MD 21204
Phone:(410) 337-1319
Fax:(410) 337-1303
Website:https://www.sjmcfcu.org
Branches:1 branch locations
Members:1,762
Credit Union Type:Federal Credit Union
Charter Number:18651
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1968
Last Audited:Nov 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$16,180,052
CEO/Manager:Diane Hall
Chairperson:Thomas Gronert

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,264,065
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 653,307
 Other Loans 4,867,984
 TOTAL LOANS 5,521,291
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -23,679
 Land And Building 0
 Other Fixed Assets 6,303
 NCUSIF Deposit 128,616
 All Other Assets 0
  TOTAL ASSETS 16,180,052
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 24,430
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 463,138
 Regular shares 13,006,552
 All Other Shares & Deposits 238,981
  TOTAL SHARES & DEPOSITS 13,708,671
  TOTAL LIABILITIES 13,733,101
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 2,446,951
  TOTAL EQUITY 2,446,951
  TOTAL LIABILITIES, SHARES, & EQUITY 16,180,052
INCOME & EXPENSE  
 Loan Income 157,410
 Investment Income 83,423
 Other Income 25,709
 Total Employee Compensation & Benefits 136,723
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 89,332
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,000
 Cost of Funds 19,922
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 17,565
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