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POST OFFICE CREDIT UNION OF MARYLAND, INC

Jun, 30, 2021 — POST OFFICE CREDIT UNION OF MARYLAND, INC is a non-federally insured state credit union headquartered in Baltimore, MD with 1 branch location and about $33.83 million in total assets. Opened 2021 years ago in 0, POST OFFICE CREDIT UNION OF MARYLAND, INC has about 3,894 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:POST OFFICE CREDIT UNION OF MARYLAND, INC
Address:
(Main Office)
900 E Fayette St Rm 606
Baltimore, MD 21233-1050
Phone:(410) 727-5469
Fax:(410) 727-0929
Website:www.pocumd.org
Branches:1 branch locations
Members:3,894
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:95742
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:0
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$33,825,430
CEO/Manager:Joseph Amellio
Chairperson:Christopher T Garrity

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,290,406
TOTAL INVESTMENTS 21,265,696
Loans Held for Sale 0
 
 Real Estate Loans 17,286
 Unsecured Loans 1,169,914
 Other Loans 4,711,424
 TOTAL LOANS 5,898,624
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -63,668
 Land And Building 0
 Other Fixed Assets 8,276
 NCUSIF Deposit 0
 All Other Assets 426,096
  TOTAL ASSETS 33,825,430
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 69,191
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 223,962
 Regular shares 15,689,360
 All Other Shares & Deposits 9,522,855
  TOTAL SHARES & DEPOSITS 25,436,177
  TOTAL LIABILITIES 25,505,368
 Regular Reserve 1,059,796
 Other Reserves 0
 Undivided Earnings 7,260,266
  TOTAL EQUITY 8,320,062
  TOTAL LIABILITIES, SHARES, & EQUITY 33,825,430
INCOME & EXPENSE  
 Loan Income 171,430
 Investment Income 46,284
 Other Income 87,893
 Total Employee Compensation & Benefits 194,150
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 195,315
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 38,969
 Cost of Funds 57,354
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -180,181
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