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POST OFFICE CREDIT UNION OF MARYLAND, INC

Mar, 31, 2021 — POST OFFICE CREDIT UNION OF MARYLAND, INC is a non-federally insured state credit union headquartered in Baltimore, MD with 1 branch location and about $33.15 million in total assets. Opened 2021 years ago in 0, POST OFFICE CREDIT UNION OF MARYLAND, INC has about 3,877 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:POST OFFICE CREDIT UNION OF MARYLAND, INC
Address:
(Main Office)
900 E Fayette St Rm 606
Baltimore, MD 21233-1050
Phone:(410) 727-5469
Fax:(410) 727-0929
Website:http://www.pocumd.org
Branches:1 branch locations
Members:3,877
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:95742
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:0
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$33,154,339
CEO/Manager:Joseph Amellio
Chairperson:Christopher T Garrity

Call Report

  • Risk Based Loans
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,997,129
TOTAL INVESTMENTS 21,683,556
Loans Held for Sale 0
 
 Real Estate Loans 20,120
 Unsecured Loans 1,130,789
 Other Loans 4,924,619
 TOTAL LOANS 6,075,528
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -60,521
 Land And Building 0
 Other Fixed Assets 6,067
 NCUSIF Deposit 0
 All Other Assets 452,580
  TOTAL ASSETS 33,154,339
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 56,955
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 286,507
 Regular shares 15,075,148
 All Other Shares & Deposits 9,328,798
  TOTAL SHARES & DEPOSITS 24,690,453
  TOTAL LIABILITIES 24,747,408
 Regular Reserve 1,059,796
 Other Reserves 0
 Undivided Earnings 7,347,135
  TOTAL EQUITY 8,406,931
  TOTAL LIABILITIES, SHARES, & EQUITY 33,154,339
INCOME & EXPENSE  
 Loan Income 86,389
 Investment Income 21,165
 Other Income 44,026
 Total Employee Compensation & Benefits 101,563
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 78,040
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 30,209
 Cost of Funds 28,980
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -87,212
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