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National Credit Union Service Organization

DESTINATIONS CREDIT UNION

Jun, 30, 2021 — DESTINATIONS CREDIT UNION is a federally insured state chartered credit union headquartered in BALTIMORE, MD with 2 branch locations and about $71.23 million in total assets. Opened 86 years ago in 1935, DESTINATIONS CREDIT UNION has about 7,123 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 252076442
Name:DESTINATIONS CREDIT UNION
Address:
(Main Office)
8767 SATYR HILL RD
BALTIMORE, MD 21234
Phone:(410) 663-2500
Fax:(410) 663-2150
Website:http://www.destinationscu.org
Branches:2 branch locations
Members:7,123
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:66333
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$71,225,349
CEO/Manager:Brian J Vittek
Chairperson:Reid Kreider

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,088,064
TOTAL INVESTMENTS 33,747,689
Loans Held for Sale 0
 
 Real Estate Loans 8,759,106
 Unsecured Loans 5,600,665
 Other Loans 14,494,687
 TOTAL LOANS 28,854,458
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -260,890
 Land And Building 2,543,896
 Other Fixed Assets 63,926
 NCUSIF Deposit 552,142
 All Other Assets 2,636,064
  TOTAL ASSETS 71,225,349
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 542,116
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,720,877
 Regular shares 32,263,964
 All Other Shares & Deposits 22,997,881
  TOTAL SHARES & DEPOSITS 61,982,722
  TOTAL LIABILITIES 62,524,838
 Regular Reserve 1,744,657
 Other Reserves 500,160
 Undivided Earnings 6,455,694
  TOTAL EQUITY 8,700,511
  TOTAL LIABILITIES, SHARES, & EQUITY 71,225,349
INCOME & EXPENSE  
 Loan Income 826,877
 Investment Income 187,010
 Other Income 444,540
 Total Employee Compensation & Benefits 620,008
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 752,219
 Non-operating Income & (Expense) 5,779
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 84,475
 Cost of Funds 99,237
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 61,513
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