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DESTINATIONS CREDIT UNION

Dec, 31, 2023 — DESTINATIONS CREDIT UNION is a federally insured state chartered credit union headquartered in BALTIMORE, MD with 2 branch locations and about $64.77 million in total assets. Opened 89 years ago in 1935, DESTINATIONS CREDIT UNION has about 6,156 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 252076442
Name:DESTINATIONS CREDIT UNION
Address:
(Main Office)
8767 Satyr Hill Rd
BALTIMORE, MD 21234
Phone:(410) 663-2500
Fax:(410) 663-2150
Website:https://www.destinationscu.org
Branches:2 branch locations
Members:6,156
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:66333
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$64,767,948
CEO/Manager:Brian J Vittek
Chairperson:Reid Kreider

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,449,373
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 10,246,912
 Unsecured Loans 5,203,305
 Other Loans 16,208,805
 TOTAL LOANS 31,659,022
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -305,004
 Land And Building 2,304,481
 Other Fixed Assets 49,970
 NCUSIF Deposit 571,939
 All Other Assets 0
  TOTAL ASSETS 64,767,948
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 390,216
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,776,977
 Regular shares 26,827,848
 All Other Shares & Deposits 23,748,257
  TOTAL SHARES & DEPOSITS 57,353,082
  TOTAL LIABILITIES 57,756,693
 Regular Reserve 0
 Other Reserves -886,713
 Undivided Earnings 7,897,968
  TOTAL EQUITY 7,011,255
  TOTAL LIABILITIES, SHARES, & EQUITY 64,767,948
INCOME & EXPENSE  
 Loan Income 1,764,309
 Investment Income 392,549
 Other Income 933,609
 Total Employee Compensation & Benefits 1,464,670
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,613,084
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -14,670
 Cost of Funds 364,100
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -62,940
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