Sep, 30, 2025 — CENTRAL CREDIT UNION OF MARYLAND is a federally insured state chartered credit union headquartered in BALTIMORE, MD with 1 branch location and about $41.98 million in total assets. Opened 76 years ago in 1950, CENTRAL CREDIT UNION OF MARYLAND has about 4,482 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTRAL CREDIT UNION OF MARYLAND |
|---|---|
| Address: (Main Office) | 8501 La Salle Rd BALTIMORE, MD 21286-5914 |
| Phone: | (410) 828-4500 |
| Fax: | (410) 337-4905 |
| Website: | https://www.ccumd.org |
| Branches: | 1 branch locations |
| Members: | 4,482 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66340 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $41,984,053 |
| CEO/Manager: | Lisa Jester |
| Chairperson: | Gary Martin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,972,362 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,092,718 |
| Unsecured Loans | 1,477,162 |
| Other Loans | 10,391,307 |
| TOTAL LOANS | 16,961,189 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -226,617 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 369,926 |
| All Other Assets | 0 |
| TOTAL ASSETS | 41,984,053 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 219,205 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,828,367 |
| Regular shares | 28,404,729 |
| All Other Shares & Deposits | 2,400,798 |
| TOTAL SHARES & DEPOSITS | 36,633,894 |
| TOTAL LIABILITIES | 36,853,099 |
| Regular Reserve | 0 |
| Other Reserves | 3,035,389 |
| Undivided Earnings | 2,095,565 |
| TOTAL EQUITY | 5,130,954 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 41,984,053 |
| INCOME & EXPENSE | |
| Loan Income | 723,541 |
| Investment Income | 617,427 |
| Other Income | 345,513 |
| Total Employee Compensation & Benefits | 643,366 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 734,217 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,000 |
| Cost of Funds | 34,937 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 253,961 |
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