Jun, 30, 2024 — POINT BREEZE CREDIT UNION is a federally insured state chartered credit union headquartered in HUNT VALLEY, MD with 5 branch locations and about $950.24 million in total assets. Opened 90 years ago in 1935, POINT BREEZE CREDIT UNION has about 62,354 members and employs 122 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | POINT BREEZE CREDIT UNION |
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Address: (Main Office) | 11104 McCormick Rd HUNT VALLEY, MD 21031-1404 |
Phone: | (410) 584-7228 |
Fax: | (410) 771-8491 |
Website: | https://www.pbcu.com |
Branches: | 5 branch locations |
Members: | 62,354 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 66585 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1935 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $950,237,267 |
CEO/Manager: | Tonia M Niedzialkowski |
Chairperson: | Donald M Gundlach |
ASSETS: | $ Amount |
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Cash & Equivalents | 54,523,776 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 400,226,008 |
Unsecured Loans | 16,828,834 |
Other Loans | 150,500,205 |
TOTAL LOANS | 567,580,638 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,320,311 |
Land And Building | 28,111,368 |
Other Fixed Assets | 3,153,209 |
NCUSIF Deposit | 8,038,259 |
All Other Assets | 44,000 |
TOTAL ASSETS | 950,237,267 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 209,914 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 13,651,945 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 128,690,062 |
Regular shares | 569,653,391 |
All Other Shares & Deposits | 129,930,751 |
TOTAL SHARES & DEPOSITS | 828,274,204 |
TOTAL LIABILITIES | 842,136,063 |
Regular Reserve | 0 |
Other Reserves | -14,558,151 |
Undivided Earnings | 122,659,355 |
TOTAL EQUITY | 108,101,204 |
TOTAL LIABILITIES, SHARES, & EQUITY | 950,237,267 |
INCOME & EXPENSE | |
Loan Income | 14,386,093 |
Investment Income | 2,376,418 |
Other Income | 1,976,744 |
Total Employee Compensation & Benefits | 9,016,203 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 9,869,154 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 228,319 |
Cost of Funds | 994,963 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 1,894,270 |
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