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POINT BREEZE CREDIT UNION

Mar, 31, 2022 — POINT BREEZE CREDIT UNION is a federally insured state chartered credit union headquartered in HUNT VALLEY, MD with 5 branch locations and about $966.62 million in total assets. Opened 87 years ago in 1935, POINT BREEZE CREDIT UNION has about 61,535 members and employs 119 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 252076565
Name:POINT BREEZE CREDIT UNION
Address:
(Main Office)
11104 McCormick Rd
HUNT VALLEY, MD 21031-1404
Phone:(410) 584-7228
Fax:(410) 771-8491
Website:http://www.pbcu.com
Branches:5 branch locations
Members:61,535
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:66585
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$966,621,564
CEO/Manager:Tonia M Niedzialkowski
Chairperson:Donald M Gundlach

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 94,778,027
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 379,042,605
 Unsecured Loans 16,281,118
 Other Loans 141,044,548
 TOTAL LOANS 536,401,389
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,198,379
 Land And Building 28,444,977
 Other Fixed Assets 3,174,932
 NCUSIF Deposit 7,675,335
 All Other Assets 44,000
  TOTAL ASSETS 966,621,564
LIABILITIES & CAPITAL:  
 Dividends Payable 201,314
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 10,611,325
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 132,277,190
 Regular shares 580,738,164
 All Other Shares & Deposits 129,046,646
  TOTAL SHARES & DEPOSITS 842,062,000
  TOTAL LIABILITIES 852,874,639
 Regular Reserve 0
 Other Reserves -7,340,698
 Undivided Earnings 121,087,623
  TOTAL EQUITY 113,746,925
  TOTAL LIABILITIES, SHARES, & EQUITY 966,621,564
INCOME & EXPENSE  
 Loan Income 4,639,643
 Investment Income 614,420
 Other Income 588,138
 Total Employee Compensation & Benefits 3,238,936
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,987,986
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 10,583
 Cost of Funds 324,159
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 322,537
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