Dec, 31, 2023 — SIKESTON PUBLIC SCHOOLS CREDIT UNION is a federally insured state chartered credit union headquartered in SIKESTON, MO with 0 branch location and about $5.11 million in total assets. Opened 48 years ago in 1976, SIKESTON PUBLIC SCHOOLS CREDIT UNION has about 1,182 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SIKESTON PUBLIC SCHOOLS CREDIT UNION |
|---|---|
| Address: (Main Office) | 506 Virginia St Ste A SIKESTON, MO 63801-5812 |
| Phone: | (573) 475-4545 |
| Fax: | (573) 475-4868 |
| Website: | https://spscu.com |
| Branches: | 0 branch locations |
| Members: | 1,182 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63830 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1976 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,107,516 |
| CEO/Manager: | Linda S Bridger |
| Chairperson: | Lisa Lawson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 491,511 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 201,275 |
| Other Loans | 2,586,960 |
| TOTAL LOANS | 2,788,235 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -34,798 |
| Land And Building | 0 |
| Other Fixed Assets | 709 |
| NCUSIF Deposit | 45,780 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,107,516 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,477 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,964,208 |
| All Other Shares & Deposits | 1,263,926 |
| TOTAL SHARES & DEPOSITS | 4,228,134 |
| TOTAL LIABILITIES | 4,230,611 |
| Regular Reserve | 0 |
| Other Reserves | 9,253 |
| Undivided Earnings | 867,652 |
| TOTAL EQUITY | 876,905 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,107,516 |
| INCOME & EXPENSE | |
| Loan Income | 138,858 |
| Investment Income | 68,797 |
| Other Income | 204 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 96,038 |
| Non-operating Income & (Expense) | -11,600 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 35,417 |
| Cost of Funds | 35,136 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 29,668 |
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» See also Statement of Financial Condition