Sep, 30, 2025 — SOUTHEAST MISSOURI COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in PARK HILLS, MO with 1 branch location and about $6.85 million in total assets. Opened 75 years ago in 1951, SOUTHEAST MISSOURI COMMUNITY CREDIT UNION has about 1,204 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SOUTHEAST MISSOURI COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 312 W Main St PARK HILLS, MO 63601-2544 |
| Phone: | (573) 431-3573 |
| Fax: | (573) 431-3922 |
| Website: | https://www.southeastcreditunion.com |
| Branches: | 1 branch locations |
| Members: | 1,204 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67716 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Jul 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,847,761 |
| CEO/Manager: | Trish Garrett |
| Chairperson: | Mark Dotson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 800,619 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 402,433 |
| Other Loans | 3,186,080 |
| TOTAL LOANS | 3,588,513 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -39,992 |
| Land And Building | 11,274 |
| Other Fixed Assets | 3,568 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 67,732 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,847,761 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 17,528 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 653,462 |
| Regular shares | 3,288,662 |
| All Other Shares & Deposits | 2,347,916 |
| TOTAL SHARES & DEPOSITS | 6,290,041 |
| TOTAL LIABILITIES | 6,307,569 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 540,192 |
| TOTAL EQUITY | 540,192 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,847,761 |
| INCOME & EXPENSE | |
| Loan Income | 218,819 |
| Investment Income | 90,533 |
| Other Income | 40,475 |
| Total Employee Compensation & Benefits | 130,066 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 155,853 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 33,568 |
| Cost of Funds | 99,054 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -47,242 |
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