Sep, 30, 2025 — MEMBERS 1ST CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT LOUIS, MO with 2 branch locations and about $71.63 million in total assets. Opened 75 years ago in 1951, MEMBERS 1ST CREDIT UNION has about 4,219 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MEMBERS 1ST CREDIT UNION |
|---|---|
| Address: (Main Office) | 4702 Mattis Rd SAINT LOUIS, MO 63128 |
| Phone: | (314) 487-5628 |
| Fax: | (314) 845-0974 |
| Website: | https://www.me1stcu.com |
| Branches: | 2 branch locations |
| Members: | 4,219 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67770 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $71,632,954 |
| CEO/Manager: | Brian E Eyestone |
| Chairperson: | Colin McPherron |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,334,176 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 27,925,344 |
| Unsecured Loans | 3,107,981 |
| Other Loans | 12,783,422 |
| TOTAL LOANS | 43,849,396 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -82,663 |
| Land And Building | 305,497 |
| Other Fixed Assets | 37,339 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 567,529 |
| All Other Assets | 0 |
| TOTAL ASSETS | 71,632,954 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 49,648 |
| Notes & Interest Payable | 1,162,500 |
| Accounts Payable & Other Liabilities | 484,459 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,243,376 |
| Regular shares | 22,542,484 |
| All Other Shares & Deposits | 27,177,730 |
| TOTAL SHARES & DEPOSITS | 62,963,590 |
| TOTAL LIABILITIES | 64,660,197 |
| Regular Reserve | 0 |
| Other Reserves | 1,250,318 |
| Undivided Earnings | 5,722,439 |
| TOTAL EQUITY | 6,972,757 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 71,632,954 |
| INCOME & EXPENSE | |
| Loan Income | 1,678,263 |
| Investment Income | 837,639 |
| Other Income | 127,856 |
| Total Employee Compensation & Benefits | 822,598 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 782,353 |
| Non-operating Income & (Expense) | -7,413 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 21,278 |
| Cost of Funds | 682,875 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 551,296 |
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